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Policy No: OBFA312130 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. BUSINESSOWNERS LIABILITY SPECIAL BROADENING ENDORSEMENT This endorsement modifies Insurance provided under the following: BUSINESSOWNERS COVERAGE FORM SUMMARY OF COVERAGES — - Limits Pam 1. Additional Insured by Contract, Agreement or PermitIncluded 1 Z Additional Inaur+e - road Farm en ors - - - - I " CTudad - - 2 3. Alienated Premises -- - - - Included g 4 Broad Form Property Damage -Borrowed. Equipment, Customers Included 3 Goods and Use of Elevators 5. Incidental Malpractice (Employed Nurses, EMT'_e and Paramedics) Personal and Advertising Injury -Broad Form Product Recall Expense Each Occurrence Limit Product Recall Expense Aggregate Limlt Product Recall Deductible A Unintentional Fallure to Disclose Hazards 8. Unintentional Failure to Notify Included Included included W.000 --- Occurrence 550.000 Aggregate $500 Included 5 5 6 _Included- —� 6 This endorsement amends coverages provided under the Buslnessownern Coverage Form through new coverages and broader coverage grants. This coverage Is subject to the provisions applicable to the Rualnessowners Coverage Form, except as provided below. The following changes are made to SECTION II - LIABILITY. I. Additional Insured by Contrac% Agreement or Permit The following Is added to SECTION II - LIABILITY, C. Who Is An Insured: Addlilonal Insured by Contract. Agreement or Permit n. Any person or organization with whom you agreed In a written contract, written agreement or permit to add such person or ofganizatlon as an additional Insured on your policy Is an addltionei Insured only with respect to liability for 'bodily Injury', "property damage", or "personal and advertising Injury" caused, In whole or In part, by your acts or omleaions, or the acts or amisslona of those acting on your behalf, but only with respect to: (1) "Your work" for the additional Insured(s) designated In the contract agreement or permit; (2) Premises you own, rent, lease or occupy, or (3) Your maintenance, operation or use of equipment leased to you. b. The Insurance afforded to such additional Insured described above: (1) Only applies to the extent permitted by law; and W will not be broader than the Insurance which you are required by the contract agreement or permit to provide for such additional Insured. (3) Appflas on a primary basis If that Is required by the written contract, written agreement or permit. (4) WIII not be broader than coverage provided to any other Insured. (5) Does not apply if the 'bodily Injury`, "property damage" or -personal and advertising Injury -Is otherwise excluded from coverage under tMe Coverage Part, Including any endorsements thereto. 581-1006 111111 16 Includes cMrlghted malartmis of Insurance services ONlces, Inc., with Ila permhWan. Pape 1 of 6