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emergency medical technician or paramedic
<br />employed by you 11 you are not engaged In the
<br />business or occupation of providing medical,
<br />paramedical, surgical, dental, x-ray or nursing
<br />services.
<br />8r Persona! lab" - Broad Form
<br />IL SECTION II - LiADILITY, B. EKcWelons, Z
<br />Additional Exclusions Applicable only to
<br />"Porsonai and Advartising Injury', paragraph
<br />e. is deleted.
<br />b. SECTION II - UABILnY. F. 1-18WIlty and
<br />Lia Iced Expenses i
<br />nses Defirdlions, 14 `Personal
<br />and advertising J ry', paragraph b. Is
<br />replaced by the following:
<br />b. Malicious prosecution or abuse of
<br />process.
<br />C.
<br />d.
<br />The following is added to SECTION Ii -
<br />UABIL ITY, F. Usability and Medical Expenses
<br />Deflnifiorra, Definition 14. "Personal and
<br />advertising injury":
<br />vDIacrlmination" (unless Insurance thereof is
<br />prohibited by law) that results in Injury to the
<br />feelings or reputation of a natural person,
<br />but only If such "discrimination" la:
<br />(1) Not done intentionally by or at the
<br />direction of.
<br />(a) The Insured;
<br />(b) Any officer of the corporation.
<br />director. stockholder. partner or
<br />member of the Insured; and
<br />(2) Not directly or indirectly related to an
<br />"employee', not to the employments
<br />Prospective employment or termination
<br />of any person or persons by an insured.
<br />For purposes of this endorsement, the
<br />following defln]Uon Is added to SECTION II -
<br />LlABILiTY, F. uablllty and Madical Expenses
<br />Definitions:
<br />I. "t)lscrfminetton' means the unlawful
<br />treatment of Individuals based upon race,
<br />color, ethnic origin, gender, religion, age,
<br />or sexual preference. "Discrimination"
<br />does not Include the unlawful treatment
<br />of Individuals based upon developmental,
<br />physical, cognitive, mental, sensory or
<br />emotional Impairment or any
<br />combination of these.
<br />e. This coverage does not apply if liability
<br />coverage for "personal and advertising
<br />Injury" Is excluded either by the provisions of
<br />the Coverage Form or any endorsement
<br />thereto.
<br />7. Product Reeaq Expense
<br />a. SWITON Il - LIABILITY, B. Excluslona, 1.
<br />Applicable To Business Llabfl tr Coverage,
<br />Iln-
<br />��an2yer
<br />nsurance roup_
<br />OOFA312130 6701to1
<br />o. Resat! of Producte, Work or Impaired
<br />Property Is replaced by the following.
<br />o. Recall of Products. Work or Impaired
<br />Property
<br />Damages claimed for any loss, cost or
<br />expense Incurred by you or others for
<br />the lose of use, withdrawal, recall.
<br />inspection, repair, replacement,
<br />adjustment, removal or diapoaal of:
<br />(1) 'Your product";
<br />W "Your work"; or
<br />(3) "Impalred properly';
<br />If such product, work or property Is
<br />withdrawn or recalled from the market or
<br />from use by any person or organization
<br />because of a known or suspected defect,
<br />deiiciency, inadequacy or dangerous
<br />condition In It, but thin exclusion does
<br />not apply to "product recall expenses"
<br />that you Incur for the 'covered recall' of
<br />"your product'.
<br />However, the exceptlon to the exclusion
<br />does not apply to 'product recall
<br />expenses" resulting from:
<br />(4) Failure of any products to accomplish
<br />their Intended purpose;
<br />(t) Breach of warranties of fitness,
<br />quality, durability or performance;
<br />(6) Loss of customer approval, or any
<br />cost Incurred to regain customer
<br />approval;
<br />M Redistribution or replacement of
<br />.your product" which has been
<br />retailed by like products or
<br />substitutes;
<br />(8) Caprice or whim of the Insured;
<br />(8) A condition likely to cause loss of
<br />which any insured knew or had
<br />reason to know at the inception of
<br />We Insurance;
<br />00)Asbestos, Including lose, damage or
<br />clean up resulting from asbestos or
<br />asbestos contaln[ng materials; or
<br />(11) Recall of "your producla" that have
<br />no known or suspected defect solely
<br />because a known or suspected
<br />defect In another of "your productg'
<br />has been found.
<br />b. The foilowing Is added to SEGMON II -
<br />LiABILrfY, C. Who Is Ars Insum4 paragraph
<br />3.b.:
<br />'Product recall expense" arising out of any
<br />withdrawal or recall that occurred before you
<br />acquired or formed the organization.
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