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Construction Services Agreement
<br />REV: 04-26-2021 PR
<br />00 5205 - 13
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<br />Appendix C to Construction Services Agreement
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<br />INSURANCE
<br />1. Contractor shall maintain commercial general liability insurance with coverage at least as broad as
<br />Insurance Services Office form CG 00 01, in an amount not less than two million dollars
<br />($2,000,000) per occurrence for bodily injury, personal injury, and property damage, including
<br />without limitation, blanket contractual liability and coverage for explosion, collapse and
<br />underground property damage hazards. If Contractor’s commercial general liability insurance policy
<br />contains a general aggregate limit, then the general aggregate limit shall apply separately to the
<br />Project or shall be at least twice the required occurrence limit. Contractor’s general liability policies
<br />shall be primary and non-contributory, and be endorsed using Insurance Services Office form CG
<br />20 10 to provide that City and its officers, officials, employees, and agents shall be additional
<br />insureds under such policies. For construction contracts, an endorsement providing completed
<br />operations to the additional insured, ISO form CG 20 37, is also required.
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<br />2. Contractor shall provide auto liability coverage for owned, non-owned, and hired autos using ISO
<br />Business Auto Coverage form CA 00 01, or “any auto”, or the exact equivalent, with a limit of no
<br />less than one million dollars ($1,000,000) per accident. If contractor owns no vehicles, this
<br />requirement may be met through a non-owned auto endorsement to the CGL policy.
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<br />3. Contractor shall maintain Workers’ Compensation Insurance (Statutory Limits) and Employer’s
<br />Liability Insurance with limits of at least one million dollars ($1,000,000). Contractor shall submit to
<br />City, along with the certificate of insurance, a Waiver of Subrogation endorsement in favor of City,
<br />its officers, agents, employees, and volunteers.
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<br />4. D. Contractor shall obtain and maintain Builders Risk/Course of Construction insurance. Policy
<br />shall be provided for replacement value on an "all-risk" basis, including earthquake and flood. The
<br />City shall be named as Loss Payee on the policy and there shall be no coinsurance penalty
<br />provision in any such policy. Policy must include: (1) coverage for removal of debris, and insuring
<br />the buildings, structures, machinery, equipment, materials, facilities, fixtures, and all other
<br />properties constituting a part of the project; (2) “Installation Floater” coverage with limits sufficient
<br />to insure the full replacement value of any property or equipment stored either on or off the project
<br />site. Such insurance shall be on a form acceptable to City to ensure adequacy of terms and limits.
<br />Contractor shall not be required to maintain property insurance for any portion of the Project
<br />following transfer of control thereof to City.
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<br />5. If Contractor normally carries insurance in an amount greater than the minimum amounts required
<br />by City in Paragraph 1.01 above, that greater amount shall become the minimum required amount
<br />of insurance for purposes of the Contract. Therefore, Contractor hereby acknowledges and agrees
<br />that all insurance carried by it shall be deemed liability coverage for all actions it performs in
<br />connection with the Contract.
<br />The limits of insurance this Contract requires may be satisfied by a combination of primary and umbrella or
<br />excess insurance. Any umbrella or excess insurance shall contain or be endorsed to contain a
<br />provision that such coverage shall also apply on a primary and non-contributory basis for the City’s
<br />benefit, to the extent required by the Contract, before the City’s insurance or self-insurance may
<br />be called upon to protect City as a named insured.
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<br />6. All policies of insurance shall be placed with insurers acceptable to City. The insurance
<br />underwriter(s) for all insurance policies except Workers’ Compensation shall have an A. M. Best
<br />Company rating of [A-VII] or better, unless otherwise specified in Contract Documents. Required
<br />minimum amounts of insurance may be increased should conditions of Work, in opinion of City,
<br />warrant such increase. Contractor shall increase required insurance amounts upon direction by
<br />City.
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