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<br />Surety Companies A.M. Best's Ratings
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<br /> A.M. Best's Rating
<br />Surety(ies) JUNE 2009
<br />FINANCIAL PACIFIC A VIII
<br />INSURANCE COMPANY
<br />
<br />Level Category
<br />A++, A+................. Superior
<br />A, A- .................... Excellent
<br />B++, B+ .............. Very Good
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<br />Guide to Best Ratings
<br />Rating Levels and Categories
<br />Level Category
<br />B, B-.......................... ..Fair
<br />C++, C + ............ Marginal
<br />C, C - ....................... Weak
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<br />Level Category
<br />
<br />
<br />D....................................................... Poor
<br />
<br />E .........Under Regulatory Supervision
<br />F... ... ... .... ... ........... ......... ...In Liquidation
<br />S..................... ..... ......Rating Suspended
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<br />Financial Size Categories
<br />(In $000 of Reported Policyholders' Surplus Plus Conditional Reserve Funds)
<br />
<br />FSCI Up to 1,000 FSC IX 250,000 to 500,000
<br />FSC II 1,000 to 2,000 FSCX 500,000 to 750,000
<br />FSC III 2,000 to 5,000 FSC XI 750,000 to 1,000,000
<br />FSC IV 5,000 to 10,000 FSC XII 1,000,000 to 1,250,000
<br />FSCV 10,000 to 25,000 FSC XIII 1,250,000 to 1,500,000
<br />FSC VI 25,000 to 50,000 FSC XIV 1,500,000 to 2,000,000
<br />FSC VII 50,000 to 100,000 FSC XV 2,000,000 or more
<br />FSC VIII 100,000 to 250,000
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<br />Best's Insurance Reports, published annually by A.M. Best Company, Inc., presents comprehensive reports on
<br />the financial position, history, and transactions of insurance companies operating in the United States and
<br />Canada. Companies licensed to do business in the United States are assigned a Best's Rating which attempts to
<br />measure the comparative position of the company or association against industry averages.
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<br />Copies of the Best's Insurance Reports on the insurance companies are available upon your request.
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<br />Gallagher companies use A.M. Best & Co.'s rating services to evaluate the financial condition of insurers whose
<br />policies we propose to deliver. Gallagher companies make no representations and warranties concerning the
<br />solvency of any carrier, nor does it make any representation or warranty concerning the rating of the carrier
<br />which may change.
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