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J THREE 3 Page Policy Coverage Extensions BY BERKSHIRE HATHAWAY Damage to Premises Rented To Your Business: The limit for this coverage is $100,000 per building. We will pay up to this amount for fire damage to a building if 1) your business is occupying the building with the permission of its owner (and the owner is not a named insured); and 2) your business is legally liable for causing the fire damage. The most we will pay for any one building is the limit listed above. We will pay up to this amount for damage, other than fire damage, to a building (and its contents) that has been rented to your business for seven or fewer consecutive days. The most we will pay for any one building (and its contents) is the limit listed above. The amounts we pay under this coverage count towards that occurrence's limit for Business Liability, and towards the Maximum Limit for Business Liability. Once we have paid the Maximum Limit, we will not pay any amounts under this coverage. Medical Expenses: The limit for this coverage is $5,000 per person. We will pay the expenses below, regardless of fault, for bodily injury caused by an accident that happens during the policy period 1) at a building your business owns or leases; or 2) on the ways next to a building your business owns or leases; or 3) because of the operations of your business. This coverage is subject to the same exclusions as liability claims under this policy. In addition, this coverage is not available to anyone: 1) that is an insured under this policy; or 2) that has been hired to perform work for any insured under this policy or the tenant of any insured under this policy; or 3) that is injured in a location that they normally occupy; or 4) if benefits for the bodily injury are payable under workers compensation, disability benefit, or any other similar law; or 5) injured while practicing, instructing, or participating in any physical exercises or games, sports, or athletic contests; or 6) if the bodily injury arises from work your business has completed for a third party, or products your business has sold or provided to a third party. This coverage is not available for accidents that occur outside the policy period. We will pay reasonable expenses for: 1) first aid administered at the time of an accident; 2) necessary medical, surgical, x-ray and dental services, including prosthetic devices; and 3) necessary ambulance, hospital, professional nursing and funeral services. We will only pay these expenses if they are incurred and reported to us within one year of the date of the accident. To make a claim for reimbursement of these expenses, a claimant must agree to submit to examination (at our expense) by physicians of our choice, as often as we reasonably require. The amounts we pay under this coverage count towards that occurrence's limit for Business Liability, and towards the Maximum Limit for Business Liability. Once we have paid the Maximum Limit, we will not pay any amounts under this coverage. - THREE To Report a Claim or For Questions: Call 1-800-507-4495 or Log On www.threeinsurance.com BY BERKSHIRE HATHAWAY 3PG COVEX 01-11/22 ATTY/AGR.2024.149/City Pub (2620 Broadway) (Page 32 of 36)