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REV: 12-11-24 LR <br />Exhibit “A” <br />Insurance <br />11. Insurance. User shall obtain and maintain for the duration of the Agreement and <br />any and all amendments, insurance against claims for injuries to persons or damage to <br />property which may arise out of or in connection with performance of the Services by User <br />or User’s agents, representatives, employees or subcontractors. The insurance carrier is <br />required to maintain an A.M. Best rating of not less than “A-:VII”. <br />11.1 Coverages and Limits. User, at its sole expense, shall maintain the types of <br />coverages and minimum limits indicated below, unless otherwise approved by City <br />in writing. These minimum amounts of coverage will not constitute any limitations <br />or cap on User’s indemnification obligations under this Agreement. <br />11.1.1 Commercial General Liability Insurance. User shall maintain <br />occurrence based coverage with limits not less than $2,000,000 per <br />occurrence. If the submitted policies contain aggregate limits, such limits <br />will apply separately to the Services, project, or location that is the subject <br />of this Agreement or the aggregate will be twice the required per occurrence <br />limit. The Commercial General Liability insurance policy shall be endorsed <br />to name the City, its officers, agents, employees and volunteers as <br />additional insureds, and to state that the insurance will be primary and not <br />contribute with any insurance or self-insurance maintained by the City. <br />11.1.2 Business Automobile Liability Insurance. User shall maintain <br />coverage with limits not less than $1,000,000 per each accident for owned, <br />hired and non-owned automobiles. <br />11.1.3 Workers’ Compensation and Employer’s Liability Insurance. User <br />shall maintain coverage as required by the California Labor Code and <br />Employer’s Liability limits with limits not less than $1,000,000 per each <br />accident for bodily injury or disease. The Worker’s Compensation policy <br />shall contain an endorsement stating that the insurer waives any right to <br />subrogation against the City, its officers, agents, employees, and <br />volunteers. <br />11.2. Notice of Cancellation. This insurance will be in force during the life of the <br />Agreement and any extensions of it and will not be canceled without User providing <br />thirty (30) days prior written notice to City sent pursuant to the Notice provisions of <br />this Agreement. <br />11.3 Providing Certificates of Insurance and Endorsements. Prior to City’s <br />execution of this Agreement, User shall provide to City certificates of insurance <br />and above-referenced endorsements sufficient to satisfaction of City’s Risk <br />Manager. In no event shall User commence any work or provide any Services <br />under this Agreement until certificates of insurance and endorsements have been <br />accepted by City’s Risk Manager. <br />ATTY/AGR.2024.232/CITY OF PALO ALTO (FIREARMS TRAINING FACILITY AGREEMENT) (Page 5 of 6)