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personal injury, and property damage, including without limitation, blanket <br />contractual liability and coverage for explosion, collapse and underground property <br />damage hazards. Developer's general liability policies shall be primary and non- <br />contributory, and be endorsed using Insurance Services Office form CG 20 10 to <br />provide that City and its officers, officials, employees, and agents shall be <br />additional insureds under such policies. For construction contracts, an <br />endorsement providing completed operations to the additional insured, ISO form <br />CG 20 37, is also required. <br />12.2 Workers' Compensation. Developer shall maintain Workers' <br />Compensation Insurance (Statutory Limits) and Employer's Liability Insurance with <br />limits of at least One Million Dollars ($1,000,000). Developer shall submit to City, <br />along with the certificate of insurance, a Waiver of Subrogation endorsement in <br />favor of City, its officers, agents, employees, and volunteers. <br />12.3 Auto Liability. Developer shall provide auto liability coverage for <br />owned, non -owned, and hired autos using ISO Business Auto Coverage form CA <br />00 01, or the exact equivalent, with a limit of no less than One Million Dollars <br />($1,000,000) per accident. If Developer owns no vehicles, this requirement may <br />be met through a non -owned auto endorsement to the CGL policy. <br />12.4 Any deductibles or self-insured retentions must be declared to, and <br />approved by City. At the option of City either Developer's insurer will reduce or <br />eliminate the deductibles or self-insured retentions with respect to City, it's Council, <br />commissions, boards, committees, officers, employees and agents or Developer <br />will procure a bond guaranteeing payment of losses and related investigations, <br />claim administration and defense expenses. <br />12.5 Concurrently with the execution of this Agreement, Developer will <br />furnish City with certificates and copies of information or declaration pages of the <br />insurance required hereunder and, with respect to evidence of commercial general <br />liability and automobile liability insurance coverage, original endorsements: <br />REV: 09-27-24 VR <br />(a). Precluding cancellation or reduction in coverage before the <br />expiration of thirty (30) days after City will have received written notification <br />of cancellation or reduction in coverage by first class mail, postage prepaid; <br />(b). Providing that Developer's insurance will apply separately to each <br />insured against whom claim is made or suit is brought, except with respect <br />to the limits of the insurer's liability (cross liability endorsements); <br />(c). Naming City, its Council, commissions, boards, committees, officers, <br />employees and agents as additional insureds; and <br />(d). Providing that Developer's insurance will be primary insurance <br />relating to Contractor's work hereunder with respect to City, its Council, <br />commissions, boards, committees, officers, employees and Agents, and <br />further providing that any insurance or self-insurance maintained by City for <br />ATTY/AGR.2024.174/Redwood Crossing LLC (557 E Bayshore STMMA) (Page 5 of 26) <br />