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REV: 12-20-24 MI <br />EXHIBIT E <br />INSURANCE REQUIREMENTS <br />A. Provider, at its sole expense, will maintain the types of coverages and minimum limits <br />indicated below, unless otherwise approved by City in writing. These minimum amounts of <br />coverage will not constitute any limitations or cap on Provider's indemnification obligations under <br />this Agreement. <br />Commercial General Liability Insurance. Provider will maintain occurrence based <br />coverage with limits not less than $2,000,000 per occurrence and $4,000,000 in the <br />aggregate. If the submitted policies contain aggregate limits, such limits will apply <br />separately to the Services, project, or location that is the subject of this Agreement or the <br />aggregate will be twice the required per occurrence limit. The Commercial General <br />Liability insurance policy will be endorsed to name the City, its officers, agents, employees <br />and volunteers as additional insureds, and to state that the insurance will be primary and <br />not contribute with any insurance or self-insurance maintained by the City. <br />Business Automobile Liability Insurance. Provider will maintain coverage with limits not <br />less than $1,000,000 per each accident for owned, hired and non-owned automobiles. <br />Workers' Compensation Insurance and Employer's Liability Insurance. Provider will <br />maintain coverage as required by the California Labor Code. Provider will maintain <br />coverage with limits not less than $1,000,000 per each accident for bodily injury or <br />disease. <br />The Workers’ Compensation policy will contain an endorsement stating that the insurer <br />waives any right to subrogation against the City, its officers, agents, employees and <br />volunteers. <br />Cyber liability insurance. Provider will maintain cyber liability coverage with limits not less <br />than $1,000,000 per occurrence and $2,000,000 in the aggregate. Coverage shall be <br />sufficiently broad to respond to the duties and obligations as is undertaken by Vendor in <br />this agreement and shall include, but not be limited to, claims involving infringement of <br />intellectual property, including but not limited to infringement of copyright, trademark, trade <br />dress, invasion of privacy violations, information theft, damage to or destruction of <br />electronic information, release of private information, alteration of electronic information, <br />extortion and network security. The policy shall provide coverage for breach response <br />costs as well as regulatory fines and penalties, as well as credit monitoring expenses with <br />limits sufficient to respond to these obligations. <br />B. This insurance will be in force during the life of the Agreement and any extensions of it and <br />will not be canceled without Provider providing thirty (30) days prior written notice to City sent <br />pursuant to the Notice provisions of this Agreement. <br />C. Prior to City’s execution of this Agreement, Provider will provide to City certificates of <br />insurance and above-referenced endorsements sufficient to satisfaction of City’s Risk Manager. <br />In no event will Provider commence any work or provide any Services under this Agreement until <br />certificates of insurance and endorsements have been accepted by City’s Risk Manager. <br />D. If Provider fails to comply with these insurance requirements, then City will have the option <br />to declare Provider in breach. <br />ATTY/AGR.2024.239/Dropcountr, Inc. (Dropcountr) (Page 25 of 28)