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REV: 02-07-25 LF <br />Exhibit “D” <br />SUBCONTRACTOR INSURANCE REQUIREMENTS <br />Subrecipient’s subcontractor (“Subcontractor”) shall obtain and maintain for the duration <br />of the Agreement and any and all amendments, insurance against claims for injuries to <br />persons or damage to property which may arise out of or in connection with performance <br />of the services and or project by Subcontractor or its officers, agents, representatives, <br />employees or subcontractors. The insurance carrier is required to maintain an A.M. Best <br />rating of not less than “A-:VII”. <br />a. Coverages and Limits. Subcontractor, at its sole expense, shall maintain <br />the types of coverages and minimum limits indicated below. These minimum <br />amounts of coverage will not constitute any limitations or cap on Subcontractor's <br />indemnification obligations under this Agreement. <br />i. Commercial General Liability Insurance. Subcontractor shall maintain <br />occurrence based coverage with limits not less than $2,000,000 per <br />occurrence, $4,000,000 general aggregate, $4,000,000 products and <br />completed operations aggregate. If the submitted policies contain <br />aggregate limits, such limits will apply separately to the services, project, <br />or location that is the subject of this Agreement or the general aggregate <br />will be doubled. The Commercial General Liability insurance policy shall <br />be endorsed to name the Subrecipient, the City, its Council, officers, <br />boards, commissions, agents, employees and volunteers as additional <br />insureds, and to state and be endorsed that the insurance will be primary <br />and not contribute with any insurance or self-insurance maintained by <br />the Subrecipient or the City. Coverage shall allow and be endorsed to <br />include a waiver of subrogation in favor of the Subrecipient, City, its <br />Council, officers, boards, commissions, agents, employees and <br />volunteers. <br />ii. Business Automobile Liability Insurance. Subcontractor shall maintain <br />coverage with limits not less than $2,000,000 per each accident and in <br />the aggregate for owned, hired and non-owned automobiles. The policy <br />shall allow and be endorsed to include a waiver of subrogation in favor <br />of the Subrecipient, the City, its officers, officials, agents, employees and <br />volunteers. <br />iii. Workers' Compensation and Employer's Liability Insurance. <br />Subcontractor shall maintain coverage as required by the California <br />Labor Code and Employer’s Liability limits with limits not less than <br />$1,000,000 per each accident for bodily injury or disease. The Worker’s <br />Compensation policy shall contain an endorsement stating that the <br />insurer waives any right to subrogation against the Subrecipient, the <br />City, its Council, officers, boards, commissions, agents, employees, and <br />volunteers. The Workers’ Compensation and Employer’s Liability <br />ATTY/AGR.2025.019/First Community Housing (Villa Montgomery - Elevator Rehab Project) (Page 25 of 26)