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REV: 02-11-25 LF <br />18. INSURANCE. Subrecipient shall obtain and maintain for the duration of the <br />Agreement and any and all amendments, insurance against claims for injuries to persons <br />or damage to property which may arise out of or in connection with performance of the <br />services and or project by Subrecipient or Subrecipient’s officers, agents, representatives, <br />employees or subcontractors. The insurance carrier is required to maintain an A.M. Best <br />rating of not less than “A-:VII”. <br />a. Coverages and Limits. Subrecipient, at its sole expense, shall maintain the <br />types of coverages and minimum limits indicated below. These minimum amounts <br />of coverage will not constitute any limitations or cap on Subrecipient's <br />indemnification obligations under this Agreement. <br />i. Commercial General Liability Insurance. Subrecipient shall maintain <br />occurrence based coverage with limits not less than $1,000,000 per <br />occurrence. If the submitted policies contain aggregate limits, such limits <br />will apply separately to the Services, project, or location that is the <br />subject of this Agreement or the aggregate will be twice the required per <br />occurrence limit. The Commercial General Liability insurance policy <br />shall be endorsed to name the City, it’s Council, officers, boards, <br />commissions, agents, employees and volunteers as additional insureds, <br />and to state that the insurance will be primary and not contribute with <br />any insurance or self-insurance maintained by the City. <br />ii. Business Automobile Liability Insurance. Subrecipient shall maintain <br />coverage with limits not less than $1,000,000 per each accident for <br />owned, hired and non-owned automobiles. <br /> <br />iii. Workers' Compensation and Employer's Liability Insurance. <br />Subrecipient shall maintain coverage as required by the California Labor <br />Code and Employer’s Liability limits with limits not less than $1,000,000 <br />per each accident for bodily injury or disease. The Worker’s <br />Compensation policy shall contain an endorsement stating that the <br />insurer waives any right to subrogation against the City, its Council, <br />officers, boards, commissions, agents, employees, and volunteers. The <br />Workers’ Compensation and Employer’s Liability Insurance will not be <br />required if Subrecipient has no employees and provides, to the City’s <br />satisfaction, a declaration stating this. Such declaration is attached <br />hereto as Exhibit “D”. <br />iv. Professional Liability Insurance. Subrecipient shall maintain coverage <br />with limits not less than $1,000,000 per occurrence. Professional <br />Liability may be written as claims-made coverage. <br />b. Notice of Cancellation. This insurance will be in force during the life of the <br />Agreement and any extensions of it and will not be canceled without Subrecipient <br />ATTY/AGR.2025.021/Step Into a Job! (Pandemic Readiness Healthcare Job Training) (Page 8 of 21)