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1. 1.44 Owner Party. Individually, the Owner, each of its members, directors, <br />officers, employees, agents, partners, managers, and each holder of Equity Interests in the Owner. <br />1.1.45 Parties. Collectively, the City and the Owner. <br />1. 1.46 Party. Individually, either the City or the Owner, as applicable. <br />1.1.47 Person. Any association, corporation, governmental entity or agency, <br />individual, joint venture, joint-stock company, limited liability company, partnership, trust, <br />unincorporated organization or other entity of any kind. <br />1.1.48 Property Records. All books, records, statements, contracts and other <br />records of the Owner or any Affiliate relating in any way to the use, occupancy or operation of the <br />Property or the Development, including Income Certification Forms completed by applicants or <br />tenants of the Development, Annual Reports, accounting of Development revenues, and <br />accounting of Development expenses. All Property Records shall be prepared in accordance with <br />industry standards and generally accepted accounting principles. <br />1.1.49 Property. That certain real property located within the City of Redwood <br />City, County of San Mateo, State of California, specifically described in the legal description <br />attached as Exhibit "A" to this Regulatory Agreement, which is incorporated into this Regulatory <br />Agreement by this reference. <br />1.1.50 Qualifying Household. A household that: (1) intends to reside in an <br />Affordable Unit; and (2) upon initial income certification, and each year thereafter (subject to the <br />terms of this Regulatory Agreement) meets the income restrictions as set forth in Section 2.3 of <br />this Regulatory Agreement for the applicable Affordable Unit, based on a household size <br />appropriate for the Affordable Unit. <br />1.1.51 Security Instrument. Any security instrument, deed of trust, security deed, <br />contract for deed, deed to secure debt, or other voluntary real property (including leasehold) <br />security instrument(s) or agreement(s) intended to grant real property (including leasehold) <br />security for any obligation (including a purchase -money or other promissory note) encumbering <br />the Property, as entered into, renewed, modified, consolidated, increased, decreased, amended, <br />extended, restated, assigned (wholly or partially), collaterally assigned, or supplemented from time <br />to time, unless and until paid, satisfied, and discharged of record. If two or more such security <br />instruments are consolidated or restated as a single lien or held by the same Lender (as applicable), <br />then all such security instruments so consolidated or restated shall constitute a single Security <br />Instrument. A participation interest in a security instrument (or partial assignment of the secured <br />loan) does not itself constitute a Security Instrument. <br />1.1.52 "Sixty Percent AMI Households" shall mean households whose annual <br />incomes do not exceed sixty percent (60%) of the AMI. <br />1.1.53 Term. The period of time beginning on the date of recordation of this <br />Regulatory Agreement and ending on the fifty-fifty (55th) anniversary of the date when at least <br />eighty percent (80%) of the number of Affordable Units required pursuant to the terms of this <br />Regulatory Agreement are leased to Qualifying Households as more specifically set forth in <br />REV: 05-20-25 LF <br />ATTY/AGR.2025.100.3/HEART-SV (417 Stambaugh - Regulatory Agreement) (Page 8 of 35) <br />