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Agmt25 Harry L Murphy, Inc.
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Agmt25 Harry L Murphy, Inc.
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Last modified
10/16/2025 3:57:34 PM
Creation date
10/16/2025 3:57:27 PM
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Agreement
RMP File Number
304.5
Date
9/25/2025
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<br />Fire Station 9 Carpet & Flooring Project <br /> <br />Exhibit C <br />INSURANCE REQUIREMENTS <br /> <br /> <br />1. Insurance. Contractor shall obtain and maintain for the duration of the Contract and any and all <br />amendments or change orders thereto, insurance against claims for injuries to persons or damage <br />to property which may arise out of or in connection with performance of the Work by Contractor or <br />Contractor’s agents, representatives, employees or subcontractors. The insurance carrier is <br />required to maintain an A.M. Best rating of not less than “A-:VII”. <br /> <br />1.1 Coverages and Limits. Contractor, at its sole expense, shall maintain the types of <br />coverages and minimum limits indicated below, unless otherwise approved by City in <br />writing. These minimum amounts of coverage will not constitute any limitations or cap on <br />Contractor's indemnification obligations under the Contract. <br /> <br />1.1.1 Commercial General Liability Insurance. Contractor shall maintain occurrence <br />based coverage with limits not less than $2,000,000 per occurrence for bodily injury, <br />personal injury, and property damage, including without limitation, blanket contractual <br />liability and coverage for explosion, collapse and underground property damage hazards. <br />If the submitted policies contain aggregate limits, such limits will apply separately to the <br />Services, project, or location that is the subject of this Agreement or the aggregate will be <br />twice the required per occurrence limit. The Commercial General Liability insurance policy <br />shall be endorsed to name the City, its officers, agents, employees and volunteers as <br />additional insureds, and to state that the insurance will be primary and not contribute with <br />any insurance or self-insurance maintained by the City. For construction contracts, an <br />endorsement providing completed operations to the additional insured is also required. <br /> <br />1.1.2 Business Automobile Liability Insurance. Contractor shall maintain coverage <br />with limits not less than $1,000,000 per each accident for owned, hired and non-owned <br />automobiles. <br /> <br />1.1.3 Workers' Compensation and Employer's Liability Insurance. Contractor shall <br />maintain coverage as required by the California Labor Code and Employer’s Liability limits <br />with limits not less than $1,000,000 per each accident for bodily injury or disease. The <br />Worker’s Compensation policy shall contain an endorsement stating that the insurer waives <br />any right to subrogation against the City, its officers, agents, employees, and volunteers. <br /> <br /> <br />1.2. Notice of Cancellation. This insurance will be in force during the life of the Agreement <br />and any extensions of it and will not be canceled without Contractor providing thirty (30) days prior <br />written notice to City sent pursuant to the Notice provisions of this Agreement. <br /> <br />1.3. Providing Certificates of Insurance and Endorsements. Prior to City’s execution of this <br />Agreement, Contractor shall provide to City certificates of insurance and above-referenced <br />endorsements sufficient to satisfaction of City’s Risk Manager. In no event shall Contractor <br />commence any work or provide any Services under this Agreement until certificates of insurance <br />and endorsements have been accepted by City’s Risk Manager. <br /> <br />1.4. Failure to Maintain Coverage. If Contractor fails to comply with these insurance <br />requirements, then City will have the option to declare Contractor in breach, or may purchase <br />replacement insurance or pay the premiums that are due on existing policies in order to maintain <br />the required coverages. Contractor is responsible for any payments made by City to obtain or
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