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POLICY NO: WBP2076233 00 -Pacific Dining DBA Timber & Salt 26-0115 10 10 <br />THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY <br />BUSINESSOWNER ENHANCED EXPANSION <br />BLANKET ENDORSEMENT <br />This endorsement modifies insurance provided under the following: <br />BUSINESSOWNERS COVERAGE FORM BP 00 03 <br />FOR THE PURPOSES OF THE COVERAGE PROVIDED BY THIS ENDORSEMENT, SECTION I — <br />PROPERTY IS AMENDED AS FOLLOWS: <br />A. The following is added to Paragraph A. Coverages: <br />1. We will pay up to $250,000 in any one occurrence as a Blanket Coverage Limit of Insurance to apply <br />at each described premises and to apply to the sum of all covered losses under the coverages <br />described in this section A.1.a. through A.11 arising out of a single Covered Cause of Loss <br />occurrence. You may apportion this Limit among these coverages as you choose. This Limit of <br />Insurance is excess to any other Limit of Insurance provided by this endorsement for these <br />coverages. This Limit of Insurance is in addition to any other Limit of Insurance that may be provided <br />by this policy for these coverages. <br />a. Accounts Receivable <br />Within the Blanket Coverage Limit of Insurance, we will pay for increases under the Accounts <br />Receivable Coverage Extension Paragraph A.6.f.(2). <br />b. Debris Removal <br />Within the Blanket Coverage Limit of Insurance, we will pay for increases under the Debris <br />Removal Additional Coverage Paragraph A.5.a.(4). <br />c. Electronic Data <br />Within the Blanket Coverage Limit of Insurance, we will pay for increases under the Electronic <br />Data Additional Coverage Paragraph A.5.p. <br />d. Personal Property of Others <br />Within the Blanket Coverage Limit of Insurance, we will pay for direct physical loss of or physical <br />damage to personal property of others that is in your care, custody or control. <br />e. Spoilage <br />(1) Within the Blanket Coverage Limit of Insurance, we will pay for direct physical loss of or <br />physical damage to "perishable stock" caused by or resulting from: <br />(a) Breakdown or Contamination, meaning: <br />(i) Change in temperature or humidity resulting from mechanical breakdown or failure of <br />refrigerating, cooling or humidity control apparatus or equipment, only while such <br />equipment or apparatus is at the described premises shown on the Declarations; and <br />(ii) Contamination by the refrigerant. <br />(b) Power Outage, meaning change in temperature or humidity resulting from complete or <br />partial interruption of electrical power, either on or off the described premises, due to <br />conditions beyond your control. <br />(2) Valuation <br />Paragraph E.5. Loss Payment Item d. is replaced by the following: <br />d. We will determine the value of finished "perishable stock" in the event of loss or damage <br />at: <br />(a) The selling price, as if no loss or damage had occurred; <br />26-0115 10 10 Includes Copyrighted Material of the Insurance Services Office, Inc. Page 1 of 21 <br />Used with permission <br />ATTY/AGR.2025.234/Pacific Dining CA1, LLC (881 Middlefield Rd) (Page 20 of 47) <br />