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<br /> <br />Water Rate Cost-of-Service Study <br />Section 3. Revenue Requirements <br /> <br /> <br />HF&H Consultants, LLC | July 8, 2025 | Page 20 of 53 <br />costs. As shown in Figure 3-6, available reserves have been used to minimize the annual <br />revenue increases from ratepayers. <br />Figure 3-6. Rate Increase Calculations <br /> Note: Non-operating revenue includes backflow administrative and testing fees, and transfers from the <br />Sewer Fund and General Fund. <br /> <br />Rate increases account for rate revenue and future revenue requirements. The revenue <br />requirement (shown in greater detail in Figure 3-5) increases due to increasing water supply <br />costs and capital expenditures. Figure 3-7 summarizes the resulting annual increases in rates <br />and revenues from the proposed service and water use charges. The fiscal year increase in <br />revenue and rate adjustment columns typically do not match, as the City implements rate <br />increases mid-fiscal year. Thus, any changes to the rates apply to six months instead of the <br />whole fiscal year period. In effect, the rates of one calendar year are made up of rates set in <br />adjoining fiscal years. <br />Figure 3-7. Projected Revenue Increases <br /> <br />The rates are derived in Section 5. With these rate increases, the Water Enterprise is able to <br />pay for its annual O&M and capital expenses, maintain adequate debt service coverage, and <br />maintain adequate reserves, as further discussed below. <br />DEBT COVERAGE <br />Figure 3-8 shows the debt service coverage provided by the revenue increases in Figure 3- <br />7. The City is required to maintain a minimum coverage ratio of 1.20. A higher ratio provides <br />a greater margin of safety to bondholders and enhances the credit rating on bonds. Moreover, <br />a higher credit rating benefits rate payers by reducing the cost of borrowing. While the <br />resulting debt coverage ratio is greater than the 1.20 minimum, and lower increases would <br />Projected <br />FY 2025-26 FY 2026-27 FY 2027-28 <br />Revenue from Current Rates $49,463,496 $49,463,496 $49,463,496 <br />Revenue Requirement ($60,862,207) ($61,477,061) ($62,447,811) <br />Non-Operating Revenue $1,648,725 $1,699,695 $1,752,254 <br />Use of Reserves $6,263,116 $0 $0 <br />Net Revenue Requirement ($52,950,366) ($59,777,367) ($60,695,557) <br />Revenue Surplus/(Shortfall)($3,486,871) ($10,313,871) ($11,232,062) <br />Proposed Rate Increase 7%6%5% <br />Revenue at Proposed Rates $51,236,452 $54,538,877 $57,530,573 <br />Revenue Surplus/(Shortfall)($1,713,914) ($5,238,489) ($3,164,985) <br />Rate Date of Revenue After Fiscal Year <br />Fiscal Year Adjustments <br />Rate Adjustments Rate Adjustments Inc. in Revenue <br />Revenue at Current Rates $48,968,971 <br />FY 2025-26 7.0% 1/1/2026 $50,682,884 3.5% <br />FY 2026-27 6.0% 1/1/2027 $53,968,702 6.5% <br />FY 2027-28 5.0% 1/1/2028 $56,929,122 5.5% <br />ATTY/RESO.0109/CC RESO WATER RATES - EXHIBIT A <br />REV: 11-05-25 MI