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REV: 11-13-25 LF <br />by reason of any injury to, or death of, any person (including corporations, partnerships <br />and association) or damage suffered or sustained by any such person or property <br />damage (including loss of use thereof) arising from, or alleged to have arisen from, any <br />act or omission to act, negligent or otherwise, of Recipient, its officers, agents, <br />employees, or subcontractors under this Agreement. <br />The duty of Recipient to defend, indemnify and save harmless, as set forth herein, will <br />include the duty to defend as set forth in Section 2778 of the California Civil Code; <br />provided, however, that nothing herein will be construed to require Recipient to indemnify <br />Indemnitees against any responsibility or liability in contravention of Section 2782 of the <br />California Civil Code. This Section 14 shall survive the termination of this Agreement. <br />15. INSURANCE. Recipient will obtain and maintain for the duration of the Agreement <br />and any and all amendments, insurance against claims for injuries to persons or damage <br />to property which may arise out of or in connection with performance of the services by <br />Recipient or Recipient’s agents, representatives, employees or subcontractors. The <br />insurance carrier is required to maintain an A.M. Best rating of not less than “A-: VII”. <br />15.1 Coverages and Limits. Recipient, at its sole expense, will maintain the types <br />of coverages and minimum limits indicated below. These minimum amounts of <br />coverage will not constitute any limitations or cap on Recipient's indemnification <br />obligations under this Agreement. <br />15.1.1 Commercial General Liability Insurance. Recipient will maintain <br />occurrence based coverage with limits not less than $1,000,000 per <br />occurrence. If the submitted policies contain aggregate limits, such limits <br />will apply separately to the services, project, or location that is the subject <br />of this Agreement or the aggregate will be twice the required per occurrence <br />limit. The Commercial General Liability insurance policy will be endorsed <br />to name the City, its officers, agents, employees and volunteers as <br />additional insureds, and to state that the insurance will be primary and not <br />contribute with any insurance or self-insurance maintained by the City. <br />15.1.2 Business Automobile Liability Insurance. Recipient will maintain <br />coverage with limits not less than $1,000,000 per each accident for owned, <br />hired and non-owned automobiles. <br />15.1.3 Workers' Compensation Insurance and Employer's Liability <br />Insurance. Recipient will maintain coverage with limits not less than <br />$1,000,000 per each accident for bodily injury or disease, and as required <br />by the California Labor Code. The Workers’ Compensation policy will <br />contain an endorsement stating that the insurer waives any right to <br />subrogation against the City, its officers, agents, employees and volunteers. <br />ATTY/AGR.2025.311/OneLife Counseling (Free and Low-Fee Mental Health Counseling) (Page 4 of 10)