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IN WITNESS WHEREOF, the Parties have caused this Agreement to be executed as of <br />the Effective Date. <br />LENDER: <br />CITY OF REDWOOD CITY, a charter city and <br />municipal corporation of the State of California <br />SIGNED IN COUNTERPART <br />Melissa Stevenson Diaz, City Manager <br />ATTEST: <br />SIGNED IN COUNTERPART <br />Yessika Castro, City Clerk <br />BORROWER: <br />Y <br />By: <br />Name: David H. Menche <br />REV: 10-01-25 LF <br />ATTY/AGR.2025.254/Habitat for Humanity (Client: David Manche) (2757 Bristol Way - Habitat Loan Agreement) (Page 13 of 19) <br />