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(o) Joint and Several_ Obligations. tions. If more than one person has executed this <br />Agreement as Borrower, the obligations of each such person hereunder shall be joint and <br />several. <br />(p) Counterparts. This Agreement may be executed in multiple counterparts, each of <br />which is deemed to be an original, and all of which taken together shall constitute one and <br />the same instrument. <br />(q) Borrower Signatures. The individual(s) executing this Agreement on behalf of <br />Borrower represent and warrant that they have the right, power, legal capacity, and <br />authority to enter into and to execute this Agreement on Borrower. <br />(Signature page follows) <br />REV: 10-02-25 LF <br />ATTY/AGR.2025.255/Habitat for Humanity (142 Center (Moreno) CDBG Loan Agreement) (Page 12 of 21) <br />