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IN WITNESS WHEREOF, the Parties have caused this Agreement to be executed as of <br />the Effective Date. <br />LENDER: <br />CITY OF REDWOOD CITY, a charter city and <br />municipal corporation of the State of California <br />By: % � iY7di C�62t. Z� <br />Melissa Stevenson Diaz, City Manager <br />ATTEST: <br />essik4 Castro, City Clerk <br />BORROWER: <br />Signed in Counterpart <br />By: <br />Martha Moreno, an unmarried woman <br />By: <br />Signed in Counterpart <br />Adelina Moreno, an unmarried woman <br />REV: 10-02-25 LF <br />ATTYIAGR.2025.255IHabitat for Humanity (142 Center (Moreno) CABG Loan Agreement) (Page 13 of 21) <br />