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REV: 01-08-26 VR <br />Services by Consultant or Consultant’s agents, representatives, employees or <br />subcontractors. The insurance carrier is required to maintain an A.M. Best rating of not <br />less than “A-: VII”. <br />12.1. Coverages and Limits. Consultant, at its sole expense, will maintain the <br />types of coverages and minimum limits indicated below. These minimum amounts <br />of coverage will not constitute any limitations or cap on Consultant's <br />indemnification obligations under this Agreement. <br />12.1.1. Commercial General Liability Insurance. Consultant will <br />maintain occurrence based coverage with limits not less than $2,000,000 <br />per occurrence. If the submitted policies contain aggregate limits, such <br />limits will apply separately to the Services, project, or location that is the <br />subject of this Agreement, or the aggregate will be twice the required per <br />occurrence limit. The Commercial General Liability insurance policy shall <br />include the City, its officers, agents, employees and volunteers as additional <br />insureds, and shall include a blanket provision or endorsement stating that <br />the insurance will be primary and not contribute with any insurance or self- <br />insurance maintained by the City. <br />12.1.2. Business Automobile Liability Insurance. Consultant will <br />maintain coverage with limits not less than $1,000,000 per each accident <br />for owned, hired and non-owned automobiles. For on-call services <br />agreements, the Business Automobile Liability insurance policy shall <br />include the City, its officers, agents, employees and volunteers as additional <br />insureds, and shall include a blanket provision stating that the insurance will <br />be primary and not contribute with any insurance or self-insurance <br />maintained by the City. <br />12.1.3. Workers' Compensation Insurance and Employer's Liability <br />Insurance. Consultant will maintain coverage with limits not less than <br />$1,000,000 per each accident for bodily injury or disease, and as required <br />by the California Labor Code. The Workers’ Compensation policy will <br />contain a blanket endorsement or provision stating that the insurer waives <br />any right to subrogation against the City, its officers, agents, employees and <br />volunteers. <br />12.1.4. Professional Liability Insurance. Consultant will maintain <br />coverage with limits not less than $1,000,000 per occurrence. Professional <br />Liability may be written as claims-made coverage. <br />12.2. Notice of Cancellation. This insurance will be in force during the life of the <br />Agreement and any extensions of it and will not be canceled without Consultant <br />providing thirty (30) days prior written notice to City sent pursuant to the Notice <br />provisions of this Agreement. <br />ATTY/AGR.2025.331/Ingram Book Group LLC (Ingram 2025) (Page 5 of 30)