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REV: 04-02-26 VR <br />12.1. Coverages and Limits. Consultant, at its sole expense, will maintain the <br />types of coverages and minimum limits indicated below. These minimum amounts <br />of coverage will not constitute any limitations or cap on Consultant's <br />indemnification obligations under this Agreement. <br />12.1.1. Commercial General Liability Insurance. Consultant will <br />maintain occurrence based coverage with limits not less than $2,000,000 <br />per occurrence. If the submitted policies contain aggregate limits, such <br />limits will apply separately to the Services, project, or location that is the <br />subject of this Agreement, or the aggregate will be twice the required per <br />occurrence limit. The Commercial General Liability insurance policy will be <br />endorsed to name the City, its officers, agents, employees and volunteers <br />as additional insureds, and to state that the insurance will be primary and <br />not contribute with any insurance or self-insurance maintained by the City. <br />12.1.2. Business Automobile Liability Insurance. Consultant will <br />maintain coverage with limits not less than $1,000,000 per each accident <br />for owned, hired and non-owned automobiles. For on-call services <br />agreements, the Business Automobile Liability insurance policy will be <br />endorsed to name the City, its officers, agents, employees and volunteers <br />as additional insureds, and to state that the insurance will be primary and <br />not contribute with any insurance or self-insurance maintained by the City. <br />12.1.3. Workers' Compensation Insurance and Employer's Liability <br />Insurance. Consultant will maintain coverage with limits not less than <br />$1,000,000 per each accident for bodily injury or disease, and as required <br />by the California Labor Code. The Workers’ Compensation policy will <br />contain an endorsement stating that the insurer waives any right to <br />subrogation against the City, its officers, agents, employees and volunteers. <br />12.1.4. Cyber Liability Insurance. Consultant will maintain Cyber <br />Liability Insurance with limits not less than $1,000,000 per claim. Coverage <br />will be sufficiently broad to respond to the duties and obligations as is <br />undertaken by Consultant in this Agreement and will include, but not be <br />limited to, claims involving infringement of intellectual property, including but <br />not limited to infringement of copyright, trademark, trade dress, invasion of <br />privacy violations, information theft, damage to or destruction of electronic <br />information, release of private information, alteration of electronic <br />information, extortion and network security. The policy will provide coverage <br />for breach response costs as well as regulatory fines and penalties, as well <br />as credit monitoring expenses with limits sufficient to respond to these <br />obligations. <br />12.2. Notice of Cancellation. This insurance will be in force during the life of the <br />Agreement and any extensions of it and will not be canceled without Consultant <br />ATTY/AGR.2026.093/Schaaf & Wheeler Consulting Civil Engineers(Redwood Creek Bank Stabilization Near 707 Bradford) (Page 5 of 21)