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of this Deed of Trust, or for filing, registering, or recording this Deed of Trust. Trustor shall, on demand,
<br />execute and deliver, and hereby authorizes Trustee and Beneficiary, or either of them, to execute in the
<br />name of Trustor, to the extent it may lawfully do so, one or more financing statements, chattel mortgages,
<br />or comparable security instruments, to evidence more effectively the lien hereof. Immediately upon the
<br />execution and delivery of this Deed of Trust, and thereafter from time to time, Trustor shall cause this Deed
<br />of Trust, and any security instruments creating a lien or evidencing the lien hereof upon any personal
<br />property and each instrument of further assurance, to be filed, registered, or recorded in such manner and
<br />in such places as may be required by any present or future law in order to publish notice of and fully to
<br />protect the lien hereof upon, and the title of Trustee to, the Property encumbered hereby.
<br />15. Condemnation and Insurance Proceeds. Immediately upon obtaining knowledge of the
<br />institution of any proceedings for the condemnation or other taking of all or any portion of the Property, or
<br />knowledge of any casualty damage to the Property, or damage in any other manner, Trustor shall
<br />immediately notify Beneficiary thereof. Trustor hereby authorizes and empowers Beneficiary as attorney-
<br />in-fact for Trustor to make proof of loss, to adjust and compromise any claim under the insurance policies
<br />covering the Property, to appear in and prosecute any action arising from such insurance policies, to collect
<br />and receive insurance proceeds, and to deduct therefrom Beneficiary's expenses incurred in the collection
<br />of such proceeds; provided, however, that nothing contained in this Section shall require Beneficiary to
<br />incur any expense or take any action hereunder. Trustor hereby authorizes and empowers Beneficiary, at
<br />Beneficiary's option, as attorney-in-fact for Trustor, to commence, appear in and prosecute, in Beneficiary's
<br />or Trustor's name, any action or proceeding relating to any condemnation or other taking of all or any part
<br />of the Property, whether direct or indirect, and to settle or compromise any claim in connection with such
<br />condemnation or other taking. The proceeds of any award payment or claim for damages, direct or
<br />consequential, in connection with any condemnation or other taking, whether direct or indirect, of the
<br />Property, or any part thereof, or for conveyances in lieu of the Property, or any part thereof, shall be paid
<br />to Beneficiary. The foregoing powers of attorney are coupled with an interest and are irrevocable. Trustor
<br />hereby authorizes Beneficiary to apply such awards, payments, proceeds or damages relating to
<br />condemnation of the Property and insurance covering the Property, after the deduction of Beneficiary's
<br />expenses incurred in the collection of such amounts, at Beneficiary's option, subject to the requirements of
<br />applicable law and the provisions hereof, to restoration or repair of the Property or to payment of the sums
<br />secured by this Deed of Trust. Beneficiary shall be under no obligation to question the amount of any
<br />compensation, awards, proceeds, damages, claims, rights of action, and payments relating to condemnation
<br />or other taking of the Property or insured casualty affecting the Property, and may accept the same in the
<br />amount in which the same shall be paid. Trustor shall execute such further evidence of assignment of any
<br />awards, proceeds damages or claims arising in connection with such condemnation or taking or such
<br />insurance as Beneficiary may require.
<br />16. Severability. If any one or more of the provisions contained in this Deed of Trust shall for any
<br />reason be held to be invalid, illegal, or unenforceable in any respect, such invalidity, illegality, or
<br />unenforceability shall not affect any other provisions of this Deed of Trust, but this Deed of Trust shall be
<br />construed as if such invalid, illegal, or unenforceable provision had never been contained herein or therein,
<br />but only to the extent of such invalidity.
<br />17. Due -On -Sale or Encumbrance. If all or any part of the Property, or any interest therein, is sold,
<br />transferred, mortgaged, assigned, pledged, or further encumbered, whether directly or indirectly, whether
<br />voluntarily or involuntarily or by operational law, Beneficiary may, at Beneficiary's option invoke any
<br />remedies permitted by this Deed of Trust.
<br />(Signature page follows)
<br />REV: 03-31-26 LF
<br />ATTY/AGR.2026.088/Rosa Morales (Habitat Client) (Habitat for Humanity - Rosa Morales Deed of Trust) (Page 4 of 7)
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