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<br />July 7, 2026 <br />Dear Mayor Martinez Saballos and Members of the Redwood City City Council, <br />I am writing on behalf of St. Francis Center regarding the proposed Fair and Affordable <br />Housing Act currently under your consideration. For more than 40 years, St. Francis Center has <br />been a trusted community anchor in North Fair Oaks, serving families through affordable <br />housing, education, youth development, and essential services. While we fully recognize the <br />urgency of addressing our region's housing affordability crisis, we are deeply concerned that the <br />proposed measure would unintentionally undermine the very nonprofit organizations that have <br />spent decades preserving affordable housing for local families. <br />St. Francis Center owns and operates 267 units of permanently affordable housing, of which 90 <br />units are in Redwood City limits. Unlike market-rate housing providers, our housing exists solely <br />to fulfill our mission of ensuring that working families, seniors, and individuals with limited <br />incomes can remain in the community they call home. We preserve naturally occurring <br />affordable housing (NOAH), maintain long-term deed restrictions, and reinvest every dollar back <br />into our properties and community programs. Our residents include childcare providers, home <br />health aides, restaurant workers, construction workers, retail employees, and many others <br />whose work is essential to the vitality of Redwood City. <br />Preserving affordable housing is becoming increasingly difficult. Over the past several years, we <br />have experienced dramatic increases in property insurance, utilities, maintenance costs, <br />construction materials, labor, and regulatory compliance. We have also made significant capital <br />investments required under state laws such as SB 721 to ensure our buildings remain safe for <br />decades to come. Because our rents are already restricted by affordability requirements, our <br />ability to respond to rising operating costs is extremely limited. <br />The proposed Fair and Affordable Housing Act would add another layer of financial and <br />administrative burden without recognizing the unique realities faced by nonprofit affordable <br />housing providers. As currently written, the measure applies many of its provisions to <br />deed-restricted affordable housing, despite the fact that these properties are already subject to <br />extensive oversight, affordability regulations, income certifications, and government compliance <br />standards. <br />Among our concerns are: <br />● The creation of additional administrative and compliance requirements that duplicate <br />existing affordable housing regulations. <br />● New fees and oversight costs that divert limited resources away from property <br />maintenance and social services. <br />