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<br />Table of Contents <br />1. Introduction and Summary of Findings 2 <br />Summary of Key Findings ...................................................................................................................................... 3 <br />2. Tenant Protection Impacts 5 <br />Just Cause Eviction ................................................................................................................................................. 7 <br />Relocation Assistance .......................................................................................................................................... 10 <br />Tenant Safety Plans .............................................................................................................................................. 14 <br />Tenant Right to Return ........................................................................................................................................ 15 <br />Elimination of Ratio Utility Billing System (RUBS) .......................................................................................... 20 <br />3. Cumulative Impacts 23 <br />Local Government Fees and Charges ............................................................................................................... 23 <br />Other External and Market-Based Cost Pressures ........................................................................................ 27 <br />Increased Legal Complexity and Uncertainty .................................................................................................. 29 <br />4. Affordable Housing Impacts 31 <br />Affordable Housing’s Unique Financial Structure .......................................................................................... 33 <br />Illustrative Affordable Housing Cash-Flow Analysis ...................................................................................... 34 <br />Interaction with Affordable Housing Programs .............................................................................................. 39 <br />Housing Element and RHNA Implications ....................................................................................................... 41 <br />5. Impact on City Finances 42 <br /> <br />6. Conclusion 49 <br /> <br />Appendix A A-1 <br />8.A. - Page 59 of 168 <br />69