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City of Redwood City <br />Notes to the Basic Financial Statements (Continued) <br />For the Year Ended June 30, 2025 <br /> <br /> <br />112 <br />Note 13 – Other Postemployment Benefits (Continued) <br /> <br />A. Summary (Continued) <br /> <br />Governmental Business-Type <br /> Activities Activities Total <br />Deferred inflows of resources: <br />Difference between expected and actual experience <br />City Plan 3,113,246$ 324,526$ 3,437,772$ <br />Port Plan - 2,091 2,091 <br />Total difference between expected and actual experience 3,113,246 326,617 3,439,863 <br />Change in assumptions <br />City Plan 187,581 19,553 207,134 <br />Port Plan - 3,488 3,488 <br />Total change in assumptions 187,581 23,041 210,622 <br />Total deferred inflows of resources <br />City Plan 3,300,827 344,079 3,644,906 <br />Port Plan - 5,579 5,579 <br />T ot al deferred inflows of resources 3,300,827$ 349,658$ 3,650,485$ <br /> OPEB expense/(income): <br />City Plan 7,656,124$ 798,076$ 8,454,200$ <br />Port Plan - (30,867) (30,867) <br /> Total OPEB expense/(income)7,656,124$ 767,209$ 8,423,333$ <br />B. City Plan <br /> <br />Plan Description <br /> <br />The City administers an agent multiple-employer defined benefit post-employment healthcare plan. Employees <br />hired before the effective dates reflected below and retire under the City’s retirement plan are, pursuant to their <br />respective collective bargaining agreements, eligible to have their medical insurance premiums reimbursed by the <br />City up to the CalPERS Bay Area Kaiser family premium rate (Health Benefit Tier1). Beginning in fiscal year 18- <br />19, the City negotiated a new Retiree Health Benefit, Tier II with various bargaining units. Employees hired on or <br />after the effective date reflected below and retire under the City’s retirement plan will fall under the Retiree Health <br />Benefit Tier II: The City’s contribution shall not exceed ninety percent (90%) of the CalPERS Bay Area Kaiser <br />Premium for employee only coverage. <br /> <br />9/1/2019 <br />10/29/2019 <br />9/2/2019 <br />10/14/2020 <br />10/14/2019 <br />1/1/2019 <br />2/3/2020 <br />Effective Date of <br />Retiree Health <br />Tier 2 <br />SEIU <br />IAFF <br />COA <br />RCMEA <br />PSA <br />POA <br />EXE <br />Bargaining Unit <br /> <br />7.C. - Page 144 of 269 <br />163