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City of Redwood City <br />Required Supplementary Information (Unaudited) (Continued) <br />Schedule of Contributions - OPEB <br />For the Year Ended June 30, 2025 <br /> <br />144 <br /> <br />2024-25 2023-24 2022-23 2021-22 2020-21 <br />Actuarially determined contribution 9,455,000$ 6,616,000$ 6,423,000$ 6,906,000$ 6,703,000$ <br />Contributions in relation to the <br />actuarially determined contributions (10,438,000) (4,884,566) (7,344,999) (7,983,000) (7,722,813) <br />Contribution deficiency (excess)(983,000)$ 1,731,434$ (921,999)$ (1,077,000)$ (1,019,813)$ <br />Covered-employee payroll 97,458,729$ 94,016,357$ 90,994,815$ 84,686,568$ 81,004,127$ <br />Contributions as a percentage of <br />covered-employee payroll 10.71%5.20%8.07%9.43%9.53% <br />2019-20 2018-19 2017-18 1 <br />Actuarially determined contribution 6,504,000$ 6,983,000$ 6,777,000$ <br />Contributions in relation to the <br />actuarially determined contributions (8,091,673) (8,553,676) (6,830,404) <br />Contribution deficiency (excess)(1,587,673)$ (1,570,676)$ (53,404)$ <br />Covered-employee payroll 77,259,985$ 73,074,208$ 73,121,435$ <br />Contributions as a percentage of <br />covered-employee payroll 10.47%11.71%9.34% <br />Notes to Schedule <br />Actuarial valuation date 6/30/2023 <br />Actuarial cost method Entry-Age Normal Cost Method, Level % of pay <br />Amortization Period 16-year fixed period for 2024-2025 <br />Asset valuation method Actuarial value of assets. Investment gains and losses spread over 5-year rolling period. <br />Inflation 2.50% <br />Investment rate of return 6.25% <br />Healthcare cost trend rate 6.50% for 2025, decreasing to an ultimate rate of 3.90% in 2075 <br />Projected salary growth and increase Varies by Entry Age and Service <br />Mortality CalPERS 2000-2019 experience study <br />Mortality Improvement Mortality projected fully generational with Scale MP-2021 <br />1 Historical information is presented only from the implementation year. <br />The actuarial methods and assumptions used to set the actuarially determined contributions for the fiscal year ended June 30, 2024 were as follows: <br />City Plan <br /> <br /> <br /> <br />7.C. - Page 176 of 269 <br />195