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Healthcare Coverage. The grantee (Public Allies) must provide healthcare insurance to those members serving on a full-time basis who are not otherwise covered by a healthcare policy at the time each begins his/her period of full-time service. For purposes of this provision, a member is serving on a full-time basis when his/her regular term of service will involve performing service on a normal full- time schedule for a period of six weeks or more. A member may be serving on a full- time basis without regard to whether his/her agreed term of service will result in a full-time Segal AmeriCorps Education Award. The grantee must also provide healthcare insurance to members serving on a full-time basis who lose coverage during their term of service as a result of service or through no deliberate act of their own. The Corporation will not cover healthcare costs for family members or for members who have not served on a full-time, or who have ceased serving on a full- time basis. Minimum Benefits. When required to provide healthcare insurance coverage, the grantee may obtain healthcare from any provider as long as the coverage provided by the grantee provides the following minimum benefits: a. Physician services for illness or injury b. Hospital room and board c. Emergency room d. X-ray and laboratory e. Prescription drugs f. Limited mental/nervous disorders g. Limited substance abuse coverage h. An annual deductible of no more than $250 charges per member I. No more than $1,000 total annual out-of-pocket per member J. A 200/0 co-payor a comparable fixed fee with the exception of a 500/0 co-pay for mental and substance abuse care k. A maximum benefit of at least $50,000 per occurrence or cause Public Allies Partner Organization Agreement 2009-2010 10