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<br />· t <br /> <br />IMPORTANT <br /> <br />If the certificate horder is an AODltlONAL rNSURED, the poney(i$s) must be endorsed. A statemenf <br />on this certificate does not confer rights to the certificate horder In lieu of such endornement(s). <br /> <br />If SUBROGATION IS WAIVED, subject to the terms and conditions of the polioy, certain porlcies may <br />require an endorsement. A Slatemenl on this certlflcate does not confer rights to the certificate <br />holder in lieu of such endorsemef'lt(s). <br /> <br />DISCLAIMER <br /> <br />This Certificate of Insurance does not constitute a contract betw"n the issuing insurer(s)l authorized <br />representative Or producer, and the certificate holder, nor does it affirmatively or negatively amend. <br />extend or alter the coverage afforded by the policies listed thereon. <br /> <br />ACORD 25 (2008101) <br />INS025 (200901) <br />