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10. Governing Law. This Loan Agreement shall be construed and governed <br />in accordance with the laws of the State of California. <br />IN WITNESS WHEREOF, the REDEVELOPMENT AGENCY OF THE CITY OF <br />REDWOOD CITY and the CITY OF REDWOOD CITY have caused this Loan Agreement, <br />effective January 1, 2003, to be signed by their respective officers, all as of the day and <br />year first above written. <br />REDEVELOPMENT AGENCY OF THE CITY OF <br />REDWOOD CITY, a public body, corporate <br />and politic <br />Attest: <br />M <br />Michael Church, Executive Director <br />Patricia Howe, Agency Secretary <br />Attest: <br />CITY OF REDWOOD CITY, a charter city and <br />muncipal corporation of the <br />State of California <br />Ed Everett, City Manager <br />Patricia Howe, City Clerk <br />F:Atty /Agr /Agr.088 <br />010703 4 <br />