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11.1 Coverages and Limits. Consultant will maintain the types of coverages <br /> and minimum limits indicated below, unless Risk Manager or Executive Director, <br /> in consultation with the General Counsel, approves a lower amount. These <br /> minimum amounts of coverage will not constitute any limitations or cap on <br /> Consultant's indemnification obligations under this Agreement. Agency and /or <br /> City, their officers, agents, volunteers and employees make no representation <br /> that the limits of the insurance specified to be carried by Consultant pursuant to <br /> this Agreement are adequate to protect Consultant. If Consultant believes that <br /> any required insurance coverage is inadequate, Consultant will obtain such <br /> additional insurance coverage, as Consultant deems adequate, at Consultant's <br /> sole expense. <br /> 11.1.1 Commercial General Liability Insurance. $1,000,000 combined <br /> single -limit per occurrence for bodily injury, personal injury and property <br /> damage. If the submitted policies contain aggregate limits, general <br /> aggregate limits will apply separately to the work under this Agreement or <br /> the general aggregate will be twice the required per occurrence limit. <br /> 11.1.2 Automobile Liability. $1,000,000 combined single -limit per accident <br /> for bodily injury and property damage. <br /> 11.1.3 Workers' Compensation and Employer's Liability. Workers' <br /> Compensation limits as required by the California Labor Code and <br /> Employer's Liability limits of $1,000,000 per accident for bodily injury. <br /> Workers' Compensation and Employer's Liability insurance will not be <br /> required if Consultant has no employees and provides, to Agency's <br /> satisfaction, a declaration stating this. <br /> 11.1.4 Professional Liability. Errors and omissions liability appropriate to <br /> Consultant's profession with limits of not less than $1,000,000 per claim. <br /> 11.2. Additional Provisions. Consultant will ensure that the policies of insurance <br /> required under this Agreement contain, or are endorsed to contain, the following <br /> provisions: <br /> 11.2.1 For Commercial General Liability Insurance and Automobile <br /> Liability Insurance, Agency and City, their officers, agents, volunteers and <br /> employees will be named as additional insureds. <br /> 11.2.2 Consultant will obtain occurrence coverage, excluding Professional <br /> Liability, which will be written as claims -made coverage. <br /> 11.2.3 This insurance will be in force during the life of the Agreement and <br /> any extensions of it and will not be canceled without thirty (30) days prior <br /> written notice to Agency sent pursuant to the Notice provisions of this <br /> Agreement. <br /> ATTY /AG R/2010.048 4 <br /> 052110 <br />