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6.1 B <br /> Page 83 <br /> NOTE 13 — RISK MANAGEMENT AND SELF-INSURANCE FUND (CONTINUED� <br /> Audited financial statements are available from the Bay Cities Joint Powers Insurance Authority at 1020 <br /> 19 Street, Sacramento, California 95814. The following is the BGPIA condensed audited financial <br /> results for the year ended June 30, 2010: <br /> $ <br /> Assets 23,330,841 <br /> Reserves for Claims 9,973,434 <br /> Liabilities 1 3,294,530 <br /> Net Assets Unrestricted 10,062,877 <br /> Member Contributions 10,348,260 <br /> Other Income 1gg�22g <br /> Provisions for Claims and Claim Adjustment Expenses 1�g72�272 <br /> Operating Expenses z 6,701,274 , <br /> Change in Net Assets 1,872,942 <br /> � Excluding claims liabilities <br /> z Excluding provisions for claims <br /> I <br /> C. Self-Insurance Fund <br /> The City maintains a self-insurance internal service fund for its workers' compensation and general <br /> liability self-insurance programs. This fund accounts for revenues from departmental charges and <br /> operating expenses, including settlements within the City's self-insured retentions. Reserves for <br /> incurred but not reported claims are maintained within this fund. These reserves are based on an <br /> actuarial analysis performed by Richard E. Sherman & Associates, Inc. in accordance with GASB 10. <br /> Changes in the self-insurance fund's claims payable liability for fiscal years ended 2008, 2009, and 2010 <br /> were: <br /> Beginning Current Year Claims/ Claim Ending <br /> Balance Changes in Estimates Payments Balance <br /> $ $ $ S <br /> 2007/OS 9,656,840 1,096,552 (1,007,612) 9,745,780 <br /> 2008/09 9,745,780 1,685,063 (1,069,805) 10,361,038 <br /> 2009/10 10,361,038 2,122,455 (1,427,167) 11,056,326 <br /> Settlements have not exceeded coverage for each of the past three fiscal years. <br /> NOTE 14 — REDWOOD CITY REDEVELOPMENT AGENCY <br /> The Agency has purchased parcels of land for redevelopment in order to develop or redevelop blighted <br /> properties within the city limits of Redwood City. Such land parcels are accounted for at the lower of <br /> cost, estimated net realizable value, or agreed-upon sales price if a disposition agreement has been <br /> made with a developer. <br /> The Agency has entered into agreements with developers and other government entities for the <br /> purpose of ensuring the redevelopment of properties in its area. The Agency's agreements with <br /> developers, termed disposition and development agreements or owner participation agreements, <br /> 60 <br />