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persons or damage to property which may arise out of or in connection with <br /> performance of the Services by Consultant or Consultant's agents, representatives, <br /> employees or subcontractors. The insurance will be obtained from an insurance carrier <br /> admitted and authorized to do business in the State of California. The insurance carrier <br /> is required to have a current Best's Key Rating of not less than "A -:V." <br /> 11.1 Coverages and Limits. Consultant, at its sole expense, shall maintain the <br /> types of coverages and minimum limits indicated below, unless the Risk Manager <br /> or City Manager, in consultation with the City Attorney, approves a lower amount. <br /> These minimum amounts of coverage will not constitute any limitations or cap on <br /> Consultant's indemnification obligations under this Agreement. City, its officers, <br /> agents, volunteers and employees make no representation that the limits of the <br /> insurance specified to be carried by Consultant pursuant to this Agreement are <br /> adequate to protect Consultant. If Consultant believes that any required <br /> insurance coverage is inadequate, Consultant will obtain such additional <br /> insurance coverage, as Consultant deems adequate, at Consultant's sole <br /> expense. <br /> 11.1.1 Commercial General Liability Insurance. $1,000,000 combined <br /> single -limit per occurrence for bodily injury, personal injury and property <br /> damage. If the submitted policies contain aggregate limits, general <br /> aggregate limits will apply separately to the work under this Agreement or <br /> the general aggregate will be twice the required per occurrence limit. <br /> 11.1.2 Automobile Liability. $1,000,000 combined single -limit per accident <br /> for bodily injury and property damage. <br /> 11.1.3 Workers' Compensation and Employer's Liability. Workers' <br /> Compensation limits as required by the California Labor Code and <br /> Employer's Liability limits of $1,000,000 per accident for bodily injury. <br /> Workers' Compensation and Employer's Liability insurance will not be <br /> required if Consultant has no employees and provides, to City's <br /> satisfaction, a declaration stating this. <br /> 11.1.4 Professional Liability. Errors and omissions liability appropriate to <br /> Consultant's profession with limits of not less than $1,000,000 per claim. <br /> 11.2. Additional Provisions. Consultant will ensure that the policies of insurance <br /> required under this Agreement contain, or are endorsed to contain, the following <br /> provisions: <br /> 11.2.1 For Commercial General Liability Insurance and Automobile <br /> Liability Insurance: City, its officers, agents, volunteers and employees will <br /> be named as additional insureds. <br /> ATTY /AGR/2010.135 <br /> 120210 <br /> 4 <br />