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�,q 1- i� <br /> The largest housing problem in Redwood City is the lack of affordable housing followed <br /> by a shortage in the supply of housing units in adequate size and available to the <br /> households need with the greatest need. The majority of low income and minority . <br /> households occupy housing built prior to 1960. These housing units may be exposed to � <br /> minimal or significant amount of lead based paint hazards. A disproportionate number <br /> of low income and minority renter households over pay for housing, are more likely to <br /> . live in overcrowded conditions, more likely to occupy substandard housing, and at the <br /> greatest risk of becoming homeless. <br /> Housing Costs <br /> The median home value in Redwood City has increased by 320% over the last 20 <br /> years. During the first quarter of 2005, the median price of a single family home in <br /> Redwood City was $902,000 and condominiums were $543,000. The median rent price <br /> increased by 40% from 1990 to 2005. The average rent of $1,460 per month requires <br /> an annual household income of $52,560 to afford the rent. The U.S. Census reports that <br /> 63% of all renter households are overpaying and with the largest burden on elderly <br /> households where 76% pays more than 30% of their income for housing. <br /> Median Household income for a family of four in 1995 was $40,200 and in 2005 it is <br /> $58,800, an increase of 125% over the last 10 years. There are more low income <br /> households in 2005 than there were in 2000. Many households whose incomes fell into <br /> the 80% of inedian category in 2000 are counted today in the 50% or very low and <br /> extremely low income category because their salaries did not escalate during the dot <br /> com era and low income households remain concentrated at the bottom of the ' <br /> economic scale. <br /> San Mateo County <br /> INCOME LtMITS BY FAMILY SIZE <br /> As of January 2005 <br /> ; � 2 3 4 5 6 � $ . <br /> Extremely 23,750 27,150 30,550 33,950 36,650 39,350 42,050 44,800 <br /> Low <br /> ' 30% <br /> ; Very Low 39,600 45,250 50,900 56,550 61,050 65,600 70 100 <br /> I 74,650 <br /> � 50% � <br /> � HOME Limit 47,520 54,300 61,080 67,860 73,260 78,720 84,120 89,580 <br /> 60% <br /> ' Low Income 63,350 72,400 81,450 90,500 97,700 104,950 ��2,200 ��9 ,450 <br /> (80% <br /> Since 1990, Redwood City has created 140 new affordable housing units, representing <br /> only 5% of the total units produced during this 14 year period. Citizen comments that <br /> affordable housing continues to be the number one community need is supported by <br /> U.S. Census data which shows that 75% of low income renter households over 5 <br /> persons and 75% of low income elderly persons pay more than 30% of their income for <br /> housing, overcrowding increases in minority households, and the majority of renters live <br /> in housing with some type of health and safety problems or could benefit from <br /> rehabilitation. <br /> 8 <br />