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ACKNOWLEDGMENT OF ATTORNEY-IN-FACT <br /> <br />State of Maryland ) <br /> ) ss <br />County of Charles ) <br /> <br />On this 14th day of Aueust, 2002, before me, a Notary Public, with and for said County <br />and State, personally appeared Susan B. Willett to me personally known, and known to <br />me to be the Attorney-in-Fact of and for the Travelers Casual .ty and Surety Company <br />of America, a corporation created, organized and existing under and by virtue of the laws <br />of the State of Connecticut, upon oath did say that the corporate seal affixed to the <br />attached instrument is the seal of the said Company; that the seal was affixed and the said <br />instrument was executed by the authority of its Board of Directors, and she did also <br />acknowledge that she executed the said instrument as the free act and deed of said <br />Company. <br /> <br /> ~aa_ ~. ~/[[k_~ __ January 17, 2005 <br />Notary Public - Donald R. Voorhees My commission expires <br /> <br /> <br />