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persons or damage to property which may anse out of or in connection with performance of the Services by Consultant or ConsultanYs agents, representatives, employees or subcontractors The insurance will be obtained from an insurance carrier admitted and authonzed to do business in the State of Califorrna The msurance carner is required to have a current Best's Key Rating of not less than "A- V" 11 1 Coverapes and Limits Consultant, at its sole expense, shall maintain the types of coverages and minimum limits indicated below, unless the Risk Manager or City Manager, m consultation with the City Attorney, approves a lower amount These mmimum amounts of coverage will not constitute any limitations or cap on ConsultanYs indemnification obligations under this Agreement City, its officers, agents, volunteers and employees make no representation that the limits of the insurance specified to be carried by Consultant pursuant to this Agreement are adequate to protect Consultant If Consultant believes that any required insurance coverage is inadequate, Consultant will obtain such additional insurance coverage, as Consultant deems adequate, at ConsultanYs sole expense 11 1 1 Commercial General Liabditv Insurance $1,000,000 combined single-limit per occurrence for bodily in�ury, personal m�ury and property damage If the submitted policies contain aggregate limits, general aggregate limits wdl apply separately to the work under this Agreement or the general aggregate will be twice the reqwred per occurrence limit 11 1 2Automobde Liabilitv $1,000,000 combined single-limit per accident for boddy in�ury and property damage 11 1 3 Workers' Compensation and Emplover's Liabditv Workers' Compensation limits as required by the California Labor Code and Employer's Liabdity limits of $1,000,000 per accident for boddy in�ury Workers' Compensation and Employer's Liabdity insurance will not be required if Consultant has no employees and provides, to City's satisfaction, a declaration stating this 11 1 4 Professional Liabilitv Errors and omissions liabdity appropnate to Consultant's profession with limits of not less than $1,000,000 per claim 11 2 Additional Provisions Consultant wdl ensure that the poliaes of insurance required under this Agreement contain, or are endorsed to contain, the following provisions 11 2 1 For Commercial General Liability Insurance and Automobde Liability Insurance City, its officers, agents, volunteers and employees will be named as additional insureds ATfY/AGR/2011 056/CROSBY GROUP 4 062211