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6. 1. B. - Page 62 <br />Assessments and any reasonable late charges, fees and costs of collection, attorneys' fees, and <br />interest, up to the jurisdictional limits of the small claims court. <br />(2) By recording a lien on the Owner's Unit upon which the Association may <br />not foreclose until the amount of the delinquent Assessments secured by the lien, exclusive of any <br />accelerated Assessments, late charges, fees and costs of collection, attorneys' fees, or interest, <br />equals or exceeds one thousand eight hundred dollars ($1,800) orthe Assessments are more than <br />twelve (12) months delinquent. If the Association chooses to record a lien under these provisions, <br />prior to recording the lien, the Association shall offer the Owner and, if so requested by the Owner, <br />participate in dispute resolution as set forth in Article 5 (commencing with Section 1363.810) of <br />Chapter 4 of the California Civil Code. <br />(3) Any other manner provided by law, except for judicial or non - judicial <br />foreclosure. <br />F. Foreclosure: The Association may collect delinquent Regular Assessments <br />or delinquent Special Assessments of an amount of one thousand eight hundred dollars ($1,800) or <br />more, not including any accelerated Assessments, [ate charges, fees and costs of collection, <br />attorneys' fees, or interest, or any Assessments that are more than twelve (12) months delinquent, <br />by a civil action, including, if within the jurisdiction of the small claims court, in small claims court, <br />pursuant to Chapter 5.5 (commencing with Section 116.110) of Title 1 of the California Code of Civil <br />Procedure, or any other manner provided by law, including using judicial or non - judicial foreclosure <br />subject to the following conditions: <br />(1) Prior to initiating a foreclosure on an Owner's separate interest, the <br />Association shall offer the Owner and, if so requested by the Owner, participate in dispute resolution <br />pursuant to the Association's "meet and confer" program required in California Civil Code Article 5 <br />(commencing with Section 1363.810) of Chapter 4 of the California Civil Code or alternative dispute <br />resolution as set forth in California Civil Code Article 2 (commencing with Section 1369.510) of <br />Chapter 7 of the California Civil Code. The decision to pursue dispute resolution or a particular type <br />of alternative dispute resolution shall be the choice of the Owner, except that binding arbitration shall <br />not be available if the Association intends to initiate a judicial foreclosure. <br />(2) The decision to initiate Foreclosure of an Assessment Lien for <br />delinquent Assessments that has been validly recorded shall be made only by the Board and may <br />not be delegated to an agent of the Association. The Board shall approve the decision by a majority <br />vote of the Board Members in an executive session. The Board shall record the vote in the minutes <br />of the next meeting of the Board open to all Members. The Board shall maintain the confidentiality of <br />the Owner or Owners of the Unit by identifying the matter in the minutes by the Unit number of the <br />property, rather than the name of the Owner or Owners. A Board vote to approve foreclosure of a <br />lien shall take place at least thirty (30) days prior to any public sale. <br />(3) The Board shall provide notice by personal service to an Owner of a <br />Unit who occupies the Unit or to the Owner's legal representative, if the Board votes to foreclose <br />upon the Unit. The Board shall provide written notice to an Owner of a Unit who does not occupy <br />the Unit by first -class mail, postage prepaid, at the most current address shown on the books of the <br />Association. In the absence of written notification by the Owner to the Association, the address of <br />the Owner's Unit may be treated as the Owner's mailing address. <br />18 <br />03/06/12 <br />T:\WPW1N60VROJECT033 MAIN STREETOEC -DRAFTING FORM[7][03 06 12].doc <br />