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q. U q(o <br />Section 12. Beneficiaries. This Disclosure Certificate shall inure solely to the benefit of <br />the City, the Trustee, the Dissemination Agent, the Participating Underwriters and holders and <br />beneficial owners from time to time of the Bonds, and shall create no rights in any other person <br />or entity. <br />Date: , 2003 <br />CITY OF REDWOOD CITY <br />By. <br />D -5 <br />