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shall inure to the benefit of and be available to Holder, his heirs, successors, executors, administrators, and legal representatives. Any notice or communication required or permitted hereunder, if any, shall be given in writing, delivered in person or sent by United States mail, postage prepaid, Certified or Registered Mail, Return Receipt Requested, or Federal Express or other overnight delivery or courier service, addressed as follows: Holder: Guarantor: Marcum LLP Ahmed Badawi, CPA Attn: Hugh Tama c/o Badawi & Associates 101 Montgomery St. Suite 1900 180 Grand Avenue, Suite 955 San Francisco, CA 94104 Oakland, CA 94612 Fax: (4l5) 391-2310 Fax: With a co��to: With a co�v to: Leslie Adler, Esq. Marcum LLP 10 Melville Park Road Melville,NY 11747 Fax: (631) 414-4001 Fax: or such other address as shall be designated by notice in writing from the applicable party served as specified above. Such notice or communication sha11 be deemed to have been given or made,regardless of whether or not actually received, as of the date delivered or sent as provided above. Guarantor agrees that the obligations of this Guaranty shall be governed by and construed and enforced in accordance with the laws of the State of California, without giving effect to its conflict of laws provisions. Furthermore, the parties agree that any action or proceeding brought to enforce or declare rights arising out of or relating to this Guaranty or the Purchase Agreement shall be brought exclusively in the State or Federal Courts in San Francisco County, California; and the parties further consent to the jurisdiction of said Courts and waive any claims of forum non conveniens or any other claims relating to venue. Guarantor acknowledges and agrees that it has been represented by its own independent legal counsel with respect to entering into this Guaranty, and that Guarantor has given mature and care£ul thought to this Guaranty. [SIGNATURE TO FOLLOW ON NEXT PAGEJ PERSONAL GUARANTY 4