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11.1.3Workers' Compensation and Employer's Liability. Workers' <br /> Compensation limits as required by the California Labor Code and <br /> Employer's Liability limits of $1,000,000 per accident for bodily injury. <br /> Workers' Compensation and Employer's Liability insurance will not be <br /> required if Consultant has no employees and provides, to Agency's <br /> satisfaction, a declaration stating this. <br /> <br /> 11.1.4 Professional Liability. Errors and omissions liability appropriate to <br /> Consultant's profession with limits of not less than $1,000,000 per claim. <br /> <br /> 11.2. Additional Provisions. Consultant will ensure that the policies of insurance <br /> required under this Agreement contain, or are endorsed to contain, the following <br /> provisions: <br /> <br /> 11.2.1 Agency, the City of Redwood City, their officers, agents, volunteers <br /> and employees will be named as additional insureds. <br /> <br /> 11.2.2 Consultant will obtain occurrence coverage, excluding Professional <br /> Liability, which will be written as claims-made coverage. <br /> <br /> 11.2.3 This insurance will be in force during the life of the Agreement and <br /> any extensions of it and will not be canceled or diminished in coverage <br /> without thirty (30) days prior written notice to Agency sent pursuant to the <br /> Notice provisions of this Agreement. <br /> <br /> 11.3 Providinq Certificates of Insurance and Endorsements. Prior to Agency's <br /> execution of this Agreement, Consultant will furnish certificates of insurance and <br /> endorsements to Agency. <br /> <br /> 11.4 Failure to Maintain Coverage. If Consultant fails to maintain any of these <br /> insurance coverages, then Agency will have the option to declare Consultant in <br /> breach, or may purchase replacement insurance or pay the premiums that are <br /> due on existing policies in order to maintain the required coverages. Consultant <br /> is responsible for any payments made by Agency to obtain or maintain insurance <br /> and Agency may collect these payments from Consultant or deduct the amount <br /> paid from any sums due Consultant under this Agreement. <br /> <br /> 11.5 Submission of Insurance Policies. Agency reserves the right to require, at <br /> anytime, complete and certified copies of any or all required insurance policies <br /> and endorsements. <br /> <br /> 11.6 Primary Coverage. For any claims related to the Services and this <br /> Agreement, the Consultant's insurance coverage will be primary insurance with <br /> respect to Agency, its officers, agents, volunteers and employees. Any <br /> insurance or self-insurance maintained by Agency or City for themselves, their <br /> <br />RDA Agreement over $10K 4 <br />City Attorney Approved Version 090103 <br /> <br /> <br />