RecDoc2026-029596 Deed of Trust CDBG Funds

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Old Republic Title Company Escrow # 01117 01 1 5 x 1 RECORDING REQUESTED PURSUANT TO GOVERNMENT CODE SECTION 27383 When Recorded Mail To: City of Redwood City 1017 Middlefield Road Redwood City, CA 94063 Attn: City Clerk 2026-029596 eRecording Partners Network, 10:56 am 05122/2026 DT AG AS Fee: NO FEE Count of Pages 8 Recorded in Official Records County of San Mateo Mark Church Assessor -County Clerk -Recorder II II 111 l III I 111 III H III *$ R 0 0 0 3 6 8 7 3 6 4$* DEEB OF TRUST AND SECURITY AGREEMENT WITH ASSIGNMENT OF RENTS City of Redwood City Home Rehabilitation Loan (CDBG Funds) THIS DEED OF TRUST AND SECURITY AGREEMENT WITH ASSIGNMENT OF RENTS ("Deed of Trust") is made this�tla, 2026, among .Rosa B. Morales, and as successors in trust, as trustee of the Rosa B. Morales Trust November 18, 2025, ("Trustor"), whose address is 919 Roosevelt Avenue, Redwood City, CA 94061, Old Republic Title Company ("Trustee"), whose address is 275 Battery Street, Ste 1500, San Francisco, CA 94111, and the City of Redwood City, a charter city and municipal corporation of the State of California (`Beneficiary"), whose address is 1017 Middlefield Road, Redwood City, CA 94063 Trustor irrevocably grants, conveys, transfers and assigns to Trustee in trust, with power of sale and right of entry and possession, all of Trustor's right, title and interest now owned or hereafter acquired in and to the real property in City of Redwood City, San Mateo County, California, described on Exhibit A attached hereto and incorporated herein by this reference, together with all buildings, structures and improvements now existing or hereafter constructed thereon (the "Improvements") and all other property and interests of any kind or character which may be reasonably necessary or desirable to promote the present and future beneficial use and enjoyment of such real property and improvements (the "Property"). 1. Secured Obligations. Trustor makes the grant, conveyance, transfer and assignment herein for the purpose of securing Trustor's obligations under that certain Home Rehabilitation Loan Agreement by and between Trustor and Beneficiary of even date. herewith (the "Loan Agreement"); this need of Trust; and that certain Promissory Note in the principal amount of Fifty -Five Thousand Eight Hundred 'Twenty -.Five Dollars ($55,825.00), of even date herewith, executed by Trustor in favor of Beneficiary, as it may be amended or restated, the payment of which is secured by this Deed of Trust (the "Promissory Note") (collectively, the "Secured Obligations"). 2. Maintenance and Repair. Trustor shall (a) keep the Property in good condition and repair and not remove or demolish any building; (b) complete or restore promptly and in good and workmanlike manner any building which may be constructed, damaged or destroyed; (c) pay when due all claims for labor performed and materials furnished; (d) comply with all laws affecting the Property or requiring any alterations or improvements to be made; and (e) not commit or permit waste. 3. Insurance. Trustor shall maintain hazard insurance against loss by fire, hazards included with the term "extended coverage," and any other hazards for which Beneficiary requires insurance, and liability insurance. The insurance carrier and the insurance policies and amounts of coverage shall be acceptable to REV: 03-31-26 LF ATTY/AGR.2028.0881Rose Morales (Habitat Client) (Habitat for Humanitv - Rosa Morales Deed of Trust) (Page 1 of 7)