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YMCA from its own fraud, willful injury to the person or property of another, or violation <br /> of law. <br /> Furthermore, notwithstanding the forgoing, to the extent this Agreement is a <br /> "construction contract" as defined by Califomia Civil Code section 2783, as may be <br /> amended from time to time, such duties of Consultant to indemnify shall not apply when <br /> to do so would be prohibited by Califomia Civil Code Section 2782. <br /> Nothing herein contained in this Agreement shall be construed to require <br /> Consultant to indemnify Indemnitees against any responsibility or liability in <br /> contravention of California Civil Code Section 2782.8. <br /> The Parties expressly agree that any reasonable payment, attorney's fee, cost or <br /> expense City or YMCA incurs or makes to or on behalf of an injured employee under <br /> the City's or YMCA's self-administered workers' compensation is included as a loss, <br /> expense or cost for the purposes of this section. <br /> The Parties expressly agree that this section shall survive the expiration or early <br /> termination of the Agreement. <br /> 11. Insurance. Consultant shall obtain and maintain for the duration of the <br /> Agreement and any and all amendments, insurance against claims for injuries to <br /> persons or damage to property which may arise out of or in connection with <br /> performance of the Services by Consultant or ConsultanYs agents, representatives, <br /> employees or subcontractors. The insurance carrier is required to maintain an A.M. <br /> Best rating of not less than "A-: VII". <br /> 11.1 Coveraqes and Limits. Consultant, at its sole expense, shall maintain the <br /> types of coverages and minimum limits indicated below, unless otherwise <br /> approved by City and YMCA in writing. These minimum amounts of coverage will <br /> not constitute any limitations or cap on Consultant's indemnification obligations <br /> under this Agreement <br /> 11.1.1 Commercial General Liability Insurance. Consultant shall maintain <br /> occurrence based coverage with limits not less than $1,000,000 per <br /> occurrence. If the submitted policies contain aggregate limits, such limits <br /> will apply separately to the Services, project, or location that is the subject <br /> of this Agreement or the aggregate will be twice the required per <br /> occurrence limit. The Commercial General Liability insurance policy shall <br /> be endorsed to name the City and YMCA, its officers, agents, employees <br /> and volunteers as additional insureds, and to state that the insurance will <br /> be primary and not contribute with any insurance or self-insurance <br /> maintained by the City and YMCA. <br /> ATTY/AG R/2015.042/E LS <br /> REV:03-06-15 MLG <br /> Page 4 of 12 <br />