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12 <br />for credit or refund resulting from a forged, unauthorized, or missing <br />endorsement. Such notification is to be made by (i) calling the telephone <br />number listed on the statement for Company’s Account or in the other <br />Account-Related Information for such purpose and (ii) submitting a written <br />report to Bank as soon as possible, but, in any event, within the timeframes <br />specified above. If Company fails to notify Bank within the timeframes <br />specified above, the balance shown on the statement for Company’s Account <br />or other Account-Related Information will be conclusively <br />presumed to be correct, and Company will be deemed to have released Bank <br />from all liability for the Items charged to Company’s Account and for all <br />other transactions covered by the statement or other Account-Related <br />Information. In addition, if Company fails to notify Bank of an unauthorized <br />transaction on Company’s Account within thirty (30) days after Bank mails <br />or otherwise makes the statement for Company’s Account or other Account- <br />Related Information describing the unauthorized transaction available to <br />Company, Bank will not be liable to Company for any unauthorized <br />transactions on Company’s Account by the same person that could have <br />been prevented if Company had complied with Company’s obligations <br />under this subsection. If Company notifies Bank of any claim for credit or <br />refund later than required by this subsection, Bank may assert, at Company’s <br />request and on Company’s behalf, any claim against a third party that Bank <br />determines in Bank’s sole discretion is permitted under the laws governing <br />this Agreement or applicable rule. <br /> <br />Returned, Unclaimed Statements or Other Account-Related Information. <br />Unless otherwise prohibited by the laws governing this Agreement, (i) if two <br />or more statements for Company’s Account are returned, Bank may <br />discontinue sending statements for Company’s Account and other Account- <br />Related Information to Company until Company provides a valid address to <br />Bank; (ii) Bank may destroy statements for Company’s Account and other <br />Account-Related Information that are sent to Company and returned to <br />Bank as undeliverable; and (iii) if Bank holds the statement for Company’s <br />Account or other Account-Related Information for Company to pick up and <br />the statement remains unclaimed for sixty (60) days, Bank may send the <br />statement to the address reflected in Bank’s records for Company’s Account <br />or destroy it. <br /> <br />Address Changes for Statements for Company’s Account and Other <br />Account-Related Information. <br />Company may instruct Bank to change the address to which Bank mails (or <br />the means by which Bank otherwise makes available) statements for <br />Company’s Account and other Account-Related Information at any time. <br />Bank may act on any such instruction purportedly made on Company’s <br />6.1.D. - Page 54