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28 <br /> <br />hospital-medical-surgical, dental care and major medical programs existing at <br />this time shall be suspended and the contributions agreed to be paid monthly <br />hereunder by the City shall be reduced each month by the amounts which the <br />City is required to expend during any such month in the form of contributions <br />or taxes to support said federal or state health plan. <br /> <br />If, as a result of such a law, the level of benefits provided by such law for any <br />group of employees, or their dependents, is lower in certain categories of <br />services than that provided under the existing major plans the City shall, to the <br />extent practical, provide a plan of benefits supplementary to the federal or <br />state benefits so as to make benefits in each category of coverage as nearly <br />comparable as possible to the benefits provided under the major medical <br />plans. The City need only expend for this purpose the actual amount required <br />to achieve parity between the benefits agreed to be provided under the major <br />medical plans and the benefits provided under any federal or state plan as <br />supplemented in the manner hereinabove described. In no event shall the City <br />be required to expend for such purposes an amount which, when added to the <br />contributions or taxes required of the City under the federal or state act, shall <br />exceed the amounts paid at the time such legislation becomes effective. <br /> <br />If the benefits provided under the federal or state act exceed the benefits <br />provided hereunder in each category of coverage, the City shall be under no <br />further obligation to make any contributions. <br /> <br />The City intends to evaluate the hospital-medical, life insurance, and dental <br />plans which are currently available to employees. In the event that it may be <br />possible to provide hospital-medical, life insurance and dental coverage as <br />nearly comparable as possible to the benefits in effect on November 1, 1980, <br />without additional cost to the City or the employees, the City may substitute <br />new insurance carriers. The Association will be given an opportunity to review <br />the coverage afforded under such substitute plans before they are <br />implemented. <br /> <br />The City and RCPOA agree that in the event state or federal law changes to the <br />extent that mandates are placed on the City or the level of benefits changes <br />during the term of this MOU, the parties agree to reopen the MOU to meet and <br />confer over such changes or mandates, if either party requests to do so. <br /> <br />10.4 Dental <br /> <br />The City shall continue to provide to eligible employees and dependents fully <br />paid dental insurance through Delta Dental Fee for Service program or through <br />a mutually agreed upon alternative program through the term of this <br />Agreement to include coverage as follows: $2,000.00 annual cap for basic <br />coverage and $2,500.00 lifetime cap for orthodonture. Effective January 1, <br />2016, the City’s contribution toward the plan shall be ninety percent (90%) of <br />the plan premium. <br /> <br /> <br /> <br />6.1.C. - Page 39