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ReorderingChecks ........................................................................._..........._..._.............,..............._.......35 <br /> RestrictedTransactions....,.....................................,...�..............................,........._.._..........,................35 <br /> Transferring an Intenest in Company's Acoount....,....._......................................._...............35 <br /> II.Additional Terms Applicable to All Commerclal Interest-Bearing, <br /> Savings and Time Accounts ........»..........»...»..»......»................................»..36 <br /> Interest-BearL�g Accounts <br /> Variable/Fixed-Rate Accounts ..........._..............................................._................................................36 <br /> Metliod Uscd to(;�lculate Earned Interest ................................................................................36 <br /> InteiestAocrual....._..,..,....._..._....................._........................................_,.....,.............................................36 <br /> Coxnpoundingand Q�diting ..................................._,............._..,......................................................36 <br /> TargetBalance Acx�a�uits ........._................_..._.......�......,_................_..........._........................................36 <br /> InterestAdjustments.._..............,......,...,.........,.._..,........................................._......._..........................37 <br /> Tax Identification Number Certification ._............�..._..........................................._................37 <br /> Commercial Savings Accounts <br /> Bank's Right to Require Notice ..............._............................�...._......._......._................._.....__......38 <br /> Regulation D savings account ttansaction limit and other limited <br /> activity.....................................................................................38 <br /> Commercial Time Accounts <br /> General .....................�...,......................................,_.........,..........._......................_..................................._..........._39 <br /> Certificated 'I'Icne Accounts ......................_._..._......_........._..............�........._......_...,............_..._..........39 <br /> MaturityDate ............................................._......._.._................................._................�....,............................,..39 <br /> TirreRequirements _..............._.......................,.._..........................._....._..............._.....................................39 <br /> Pa}n�nt ofInterest ..........._....................._..........,..............................._..._..........._....................................._..39 <br /> AdditionalDeposits __..._..........._......................._......................._................,....,...............,........................40 <br /> Widzdcawal ofInterest Pri�to Maturity ...,.._............................»....._.._......................................40 <br /> RenewalPolicies _.......................................................,..,......,..........,........»..........................,..,..................._40 <br /> Early Withdrawal Fee...............................................................40 <br /> RI.�nds Transfers ........»........................._.......................»..........».»..........»......41 <br /> General .........._..................�......................,...........................,......................................_._....................................,_41 <br /> NaticeofReceipt ofF�nds .....................................................................,..,..�............,.......,....._..........41 <br /> Relianoe on Idetrtificati� Nuir�s .......................,......,_.............,..............................................41 <br /> I�ty to Report i.Jc�authorized ard Fn+o�eoias Fimd Tlansfas ....................................41 <br /> Fn,�neous Payr►�ent Oiders ..............................._................................._,......._........................._...........42 <br /> Autorr�ated Cl�ring Haase (AGT�T�ansactions ..,...........................................,_........_..42 <br /> IV.Selected Services ...............................................................................................42 <br /> Stagecoach Deposit'�-ATM Deposit Only Card Service ................................................42 <br /> Stagecoach Deposit �-Post Verify Service ._.................._....._..............._....................................43 <br /> 5 <br /> ATTY/AGR/2016.186NVELLS FARGO BANKING AGREEMENT <br />