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.,. <br /> I.Terms Applicable to All Commercial Deposit Accounts <br /> Introduction <br /> In ttus Commercial Account Agreement ("AgreemenY�, "Company"refers <br /> to the owner or accountholder of a Wells Fargo bank commercial deposit <br /> account ("AocounY�. "Banl�'refers to the Wells Fargo bank at which <br /> Company's Account is maintained.Tlus Agr�ent includes the following <br /> disclosures applicable to Bank's coxnmercial deposit accounts and related <br /> seivices (each,a"Service'�,that Bank has separately provided to Company: <br /> (i)the schedule of Bank's fees and other account-related inforn�ation (the <br /> "fee and infora�ation schedule"), (ii)the collection schedule,(iii)the funds <br /> availability policy,(iv)the privacy policy,(v)the rate sbeets for interest- <br /> bearing accounts, each as modified by Banlc from tnne to tim�and (vi)any <br /> additional disclosures regarding Company's Account that Bank may <br /> provide to Company.Company is responsible for ensuring that each <br /> Authorized Signer is familiar with this Agreement. Unless Company has <br /> instiucted Baak in writing to the contrary,Bank may consider <br /> communications about Compan}�s Account from an Authorized Signer on <br /> Company's Account as communications from Company.Company agrees <br /> to notify Bank immediately in writing ifany Authorized Signer's authority <br /> has been terminated. This Agreernent replaces all prior agreements with <br /> Bank regarding Compan}�s Account other than agreements regarding <br /> security interests in,ar services utilizing the Account. By signing Bank's <br /> signature card for Company's Account or by using Company's Account or a <br /> Service,Company will be deemed to have agreed to this Agreemerrt. <br /> Company should retain a copy of this A.greement (and any information that <br /> Bank provides Company regarding changes to this Agreement)for as long <br /> as Company maintains its Account with Bank. <br /> Defined Terms <br /> In this Agreement, certain words have a special meaning and are therefore <br /> defined. Certain tem�s and their definitions az+e found in tlus Section, and <br /> others are found in the text of this Agreement <br /> Af8liate. <br /> An"Af�iliate"is a bank that is,directly or indirectly,a wholly ar substantially <br /> owned subsidiary of Wells Fargo &Company. <br /> Anthorized Signer. <br /> An"Authorized Signer"is a person who has Company's actual or apparent <br /> authority to transact business on Compan}�s Account(s), whether or not <br /> such person has sigaed the signature card or other documentation for <br /> 6 <br /> ATTY/AGR/2016.186/WELLS FARGO BANKING AGREEMENT <br />