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<br /> VISION SERVICE ~ <br /> CHOICE OF PROVIDERS <br />The VSP plan provides covered persons with a dual choice. If they elect to <br />receive vision care services from one of the VSP Panel Doctors, VSP is a <br />PREPAID program and covered services as described herein are provided at no <br />out-of-pocket cost (unless the plan contains a deductible). <br />Selecting a doctor from the VSP list assures direct payment to the doctor <br />and a guarantee of quality and cost control. <br /> SERVICES FROM NON-PANEL PROVIDER <br />LIABILITY OF COVERED PERSONS FOR PAYMENT <br />REIMBURSEMENT PROVISIONS <br />When a covered person chooses to go to a non-panel provider, services may be <br />secured from any optometrist, ophthalmologist and/or dispensing optician, <br />and VSP becomes an indemnity plan reimbursing according to a schedule of <br />allowances. The covered person should pay the doctor his full fee. VSP <br />will reimburse in accordance with the following schedule. THERE IS NO <br />ASSURANCE THAT THE SCHEDULE WILL BE SUFFICIENT TO PAY FOR THE EXAMINATION OR <br />THE MATERIALS. <br />AVAILABILITY OF SERVICES UNDER THIS REIMBURSEMENT SCHEDULE IS SUBJECT TO THE <br />SAME TIME LIMITS AND DEDUCTIBLE AS THOSE DESCRIBED FOR PANEL SERVICES. <br />SERVICES OBTAINED FROM A NON-PANEL PROVIDER ARE IN LIEU OF OBTAINING <br />SERVICES FROM A PANEL MEMBER OF VSP. <br />MAXIMUM REIMBURSEMENT FOR SERVICES FROM NON-PANEL PROVIDER <br />PROFESSIONAL FEES <br /> Vision Examination, up to $ 40.00 <br />MATERIALS PAIR <br /> Single Vision Lenses, up to $ 30.00 <br /> Bifocal Lenses, up to 50.00 <br /> Trifocal Lenses, up to 65.00 <br /> Lenticular Lenses, up to 125.00 <br /> Frame, up to 45.00 <br />CONTACT LENSES* <br /> Necessary, up to $250.00 <br /> Elective, up to 130.00 <br />LOW VISION See Addendum Re: <br /> Low Vision Benefits <br />*Determination of "necessary" versus "elective" contact lenses under the <br />non-panel reimbursement schedule will be consistent with Panel Dcctor <br />services. Reimbursement for contact lenses is in lieu of all b~nefits, <br />including examination and material services. <br /> -5- <br /> 4/87NP-AB <br />-,»,,-- . ~"_^'__""--"---.._-,.,,---~._,..,.~-~..,--._- ¡ <br />