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<br />3. Workers' Compensation. Workers' Compensation insurance <br />shall be maintained by Tenant as required by the Applicable Laws of the State of <br />California. <br /> <br />(b) Landlord's Insurance. Throughout the Term, Landlord shall procure and <br />maintain, at its sole cost and expense, all the following insurance: <br /> <br />1. Commercial General Liabilitv Insurance. Commercial or <br />comprehensive general liability insurance on an occurrence basis with limits of <br />not less than $5,000,000 in respect of bodily injury or death to anyone person and <br />not less than $5,000,000 in respect of bodily injury or death arising from anyone <br />accident or occurrence, and not less than $500,000 for property damage insuring <br />Landlord against all claims, demands, or actions for personal injury or. death, or <br />, damage to property, made by or on behalf of any person, firm or corporation, <br />!. while on or about the Common Area of the Center or the Parking Facility, or, <br />, arising from the conduct and operation of the Common Area or arising from any <br />tortious act or negligence of Landlord or any of Landlord's agents, employees, <br />licensees or contractors. <br /> <br />! 2. All Risk Insurance. Property insurance policy covering "all <br />risks" for loss or damage including fire, lightning, windstorm, hail, explosion, <br />riot, strike, civil commotion, aircraft, vehicles, smoke, vandalism, malicious <br />mischief, sprinkler damage, collapse, water damage (excluding earth movement, <br />earthquake landslides and floods), with "differences in condition," and "change in <br />building code requirements" endorsements) with respect to the entire Center <br />(including the Building, the Premises and Tenant's Work therein, except Tenant's <br />FF&E and other removable personal property therein), including the Parking <br />Facility and other portions of the Common Area, in an amount not less than the <br />full replacement cost thereof, exclusive of the cost of excavation, foundations and <br />footings. <br /> <br />3. Workers' Compensation and Employer's Liabilitv Insurance. <br />Workers' Compensation insurance shall be maintained by Landlord (and the <br />manager of the Center) as required by the Applicable Laws of the State of <br />California. Landlord (and the manager of the Center) also shall maintain <br />"Employer's Liability" insurance with limits of not less than $1,000,000 for each <br />component of "Coverage B." <br /> <br />Section 7.2 Certificates of Insurance. Prior to the date Tenant takes possession of <br />the Premises or the commencement of Tenant's Work Period (whichever occurs first), Tenant <br />and Landlord shall furnish each other with certificates of insurance evidencing the applicable <br />insurance coverage required herein or in the Work Letter. All certificates of insurance shall <br />contain a provision that the insurance carrier shall not cancel or modify the insurance coverage <br />without giving the other party (and any lender of such party of whom Landlord or Tenant has <br />given written notice to the other party) thirty (30) days' prior written notice. Current certificates <br /> <br /> <br /> <br />" <br /> <br /> <br />31 <br />CHG02:3091375.v8 <br />