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Premises and Property caused by the alleged active or passive negligence or willful misconduct of the Tenant, its agents, servants, employees or invitees. The Tenant's obligations with respect to indemnification hereunder shall remain effective, notwithstanding the expiration or termination of this Lease, as to claims arising or accruing prior to the expiration or termination of this Lease. 10.2 Liability Insurance Coverage and Limits. Throughout the Term of this Lease, Tenant agrees to maintain, and/or cause to be maintained, at no cost to Landlord, liability insurance insuring its interests against claims for personal injury, bodily injury, death and property damage occurring on, in or about the Premises and the ways immediately adjoining the Premises, with a "Combined Single Limit" (covering personal injury liability, bodily injury liability and property damage liability) of not less than One Million Dollars ($1,000,000.00). Landlord, its officials, employees and agents shall be covered as additional insureds with respect to liability arising from activities performed by or on behalf of Tenant. The insurance limits in this Section shall be subject to increase from time to time by such amounts as Landlord and Tenant may reasonably agree is necessary or desirable, as may be evidenced by the practice of similarly situated properties. 10.3 Property Casualty Insurance. Throughout the Term of the Lease, Tenant shall, at no cost to Landlord, cause the Premises to be insured against loss or damage by fire and the perils commonly covered under the standard extended coverage endorsement for not less than the "full replacement cost" thereof, including all improvements, alterations, additions and changes made by Tenant or other tenants including fixtures and equipment owned by Tenant or its other tenants. Landlord shall be named as an additional insured as its interests may appear. 10.4 Damages for Failure to Provide Insurance. This Section 10.4 is applicable only in the event that Tenant is not in compliance with the requirements to maintain insurance as set forth in this Article 10. Landlord shall not be limited in the proof of any damages which Landlord may claim against Tenant arising out of or by reason of Tenant's failure to provide and keep in force insurance as aforesaid, to the amount of the insurance premium or premiums not paid or incurred by Tenant and which would have been payable upon such insurance, but Landlord shall also be entitled to recover as damages for such breach the uninsured amount of any loss (to the extent of any deficiency in the insurance required by the provisions of this Lease), damages, costs and expenses of suit, including attorneys' fees, suffered or incurred by reason of damage to, or destruction of, the Premises or Property, occurring during any period in which Tenant shall have failed or neglected to provide insurance as aforesaid. 9 "-'.---"-""--""T .