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3. Family and Medical Leave Act (FMLA) <br />If you take leave under the Family and Medical Leave Act, you may revoke or change your <br />existing elections for health insurance and the Health Care Reimbursement Plan. If your coverage <br />in these benefits terminates, due to your revocation of the benefit while on leave or due to your <br />non - payment of contributions, you will be permitted to reinstate coverage for the remaining part of <br />the Plan Year upon your return. For the Health Care Reimbursement Plan, you may continue your <br />coverage or you may revoke your coverage and resume it when you return. You can resume your <br />coverage at its original level and make payments for the time that you are on leave. For example, <br />if you elect $1,200 for the year and are out on leave for 3 months, then return and elect to resume <br />your coverage at that level, your remaining payments will be increased to cover the difference - <br />from $100 per month to $150 per month. Alternatively your maximum amount will be reduced <br />proportionately for the time that you were gone. For example, if you elect $1,200 for the year and <br />are out on leave for 3 months, your amount will be reduced to $900. The expenses you incur <br />during the time you are not in the Health Care Reimbursement Plan are not reimbursable. <br />If you continue your coverage during your unpaid leave, you may pre -pay for the <br />coverage, you may pay for your coverage on an after -tax basis while you are on leave, or you and <br />your City may arrange a schedule for you to "catch up" your payments when you return. <br />4. Uniformed Services Employment and Reemployment Rights Act (USERRA) <br />If you are going into or returning from military service, you may have special rights to <br />health care coverage under your Health Care Reimbursement Plan under the Uniformed Services <br />Employment and Reemployment Rights Act of 1994. These rights can include extended health <br />care coverage. If you may be affected by this law, ask your Administrator for further details. <br />5. What Happens If I Terminate Employment? <br />If you leave our employ during the Plan Year, your right to benefits will be determined in <br />the following manner: <br />-- You will remain covered by insurance, but only for the period for which premiums have <br />been paid prior to your termination of employment. <br />-- You will still be able to request reimbursement for qualifying dependent care expenses <br />for the remainder of the Plan Year from the balance remaining in your dependent care <br />account at the time of termination of employment. However, no further salary redirection <br />and City contributions will be made on your behalf after you terminate. <br />-- You may elect to continue your participation in the Health Care Reimbursement Plan <br />for the remainder of the Plan Year. <br />-- If you elect to continue your participation in the Health Care Reimbursement Plan, you <br />must continue to make any required contributions to the Plan. <br />-- If you elect not to continue participation in the Health Care Reimbursement Plan, <br />participation will cease and no further salary redirection and City contributions will be <br />contributed on your behalf. <br />-- If your participation in the Health Care Reimbursement Plan ceases, you will be able <br />to submit claims for health care expenses incurred prior to your date of termination. <br />7 <br />__ . _ <br />