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6.0. -Page 41 of 179 <br />Looking at just the households who are paying more than 30% of their income on housing, numerically <br />the biggest category includes renters. Of all lower income households paying more than 30%, small <br />related households are more impacted than other kinds of households. This could be because these <br />households may have only one person earning an income, say, a single parent with two small children. <br />Elderly extremely low income owners also experience a high rate of cost burden, many of whom are on <br />fixed incomes. However, overall the greatest impacts are on renter households. <br />4. Cost Burden > 50% <br />Table 10 — Cost Burden > 50% <br />Data 2009-2013 CHAS <br />Source: <br />Cost Burden >50% <br />The incidence of households paying more than 50% of their income on housing costs is particularly felt <br />among renters: 3,070 lower income renter households have a severe cost burden, whereas only 1,750 <br />lower income owner households do. Of all lower-income renter households paying over 50%, small <br />related households make up 38%. In fact, the greatest number of households with this housing problem <br />are small related households, regardless of tenure type. And, as can be expected, this problem is felt <br />most acutely by extremely low income renter households. Of all elderly households, owners represent <br />37% of households that are overpaying. <br />5. Crowding (More than one person per room) <br />Renter <br />Owner <br />0- <br />0-30% <br />AMI <br />>30- <br />50% <br />AMI <br />>50- <br />80% <br />AMI <br />Total <br />0-30% <br />AMI <br />>30- <br />50% <br />AMI <br />>50- <br />80% <br />AMI <br />Total <br />NUMBER OF HOUSEHOLDS <br />Small Related <br />925 <br />225 <br />25 <br />1,175 <br />105 <br />225 <br />370 <br />700 <br />Large Related <br />325 <br />60 <br />0 <br />385 <br />20 <br />45 <br />70 <br />135 <br />Elderly <br />410 <br />145 <br />35 <br />590 <br />330 <br />165 <br />160 <br />655 <br />Other <br />735 <br />115 <br />70 <br />920 <br />115 <br />40 <br />105 <br />260 <br />Total need by <br />income <br />2,395 <br />545 <br />130 <br />3,070 <br />570 <br />475 <br />70S <br />1,750 <br />Table 10 — Cost Burden > 50% <br />Data 2009-2013 CHAS <br />Source: <br />Cost Burden >50% <br />The incidence of households paying more than 50% of their income on housing costs is particularly felt <br />among renters: 3,070 lower income renter households have a severe cost burden, whereas only 1,750 <br />lower income owner households do. Of all lower-income renter households paying over 50%, small <br />related households make up 38%. In fact, the greatest number of households with this housing problem <br />are small related households, regardless of tenure type. And, as can be expected, this problem is felt <br />most acutely by extremely low income renter households. Of all elderly households, owners represent <br />37% of households that are overpaying. <br />5. Crowding (More than one person per room) <br />Consolidated Plan REDWOOD CITY 35 <br />OMB Control No: 2506-0117 (exp. 06/30/2018) <br />397 <br />Renter <br />Owner <br />0- <br />>30- <br />>50- <br />>80- <br />Total <br />0- <br />>30- <br />>50- <br />>80- <br />Total <br />30% <br />50% <br />80% <br />100% <br />30% <br />50% <br />80% <br />100% <br />AMI <br />AMI <br />AMI <br />AMI <br />AMI <br />AMI <br />AMI <br />AMI <br />NUMBER OF HOUSEHOLDS <br />Single family <br />households <br />895 <br />535 <br />545 <br />50 <br />2,025 <br />0 <br />39 <br />95 <br />10 <br />144 <br />Consolidated Plan REDWOOD CITY 35 <br />OMB Control No: 2506-0117 (exp. 06/30/2018) <br />397 <br />