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REV:01-20-23 MI <br />received, or the direct debit fails the Deposit shall be adjusted from 5% to 10%. At <br />the beginning of each subsequent Plan Year Navia reserves the right to recalculate the <br />Deposit for that Plan Year to be paid by Employer within 30 days after the <br />commencement of such Plan Year. Said sum, or the portion thereof not utilized, shall <br />then be reimbursed to Employer one-hundred and eighty days (180) after the end of <br />the final Plan Year. Employers using disbursement funding shall authorize Navia to <br />direct debit for Employer dollars equal to Covered Individual claim reimbursements. <br />Navia shall direct debit Employer’s checking or savings account within two (2) <br />Business Days of Employer’s receipt of the Disbursement Report. In the event <br />funding is not received within ten (10) days of the scheduled reimbursement date <br />Navia may suspend claim processing. <br />3. FEES <br />Rate Guarantee: 1/1/2023 – 12/31/2025 <br />3.1. Monthly Processing and Administration Fees: <br /> <br />3.1.1. Dental: $4.50 per month per HRA Covered Individual ($100/month <br />minimum) <br />3.1.2. Orthodontia: $1.00 per month per HRA Covered Individual ($100/month <br />minimum) <br />3.2. Enrollment form processing: $4.00 per enrollment form received and processed. <br />3.3. Electronic Funds Transfer: $10.00 per returned item from attempted deposit in <br />Covered Employee account. <br />3.4. Electronic Funds Transfer: $10.00 per failed direct debit from Employer account. <br />3.5. Summary Plan Description Fee: $3.50 per Summary Plan Description printed and <br />mailed to Employer or Covered Employees. Provided only upon Employer request. <br />3.6. Summary of Benefits & Coverage Fee: $3.50 per Summary of Benefits & Coverage <br />printed and mailed to Employer or employees. Provided only upon Employer request. <br />3.7. Enrollment Meetings and Benefit Fairs: For on-site enrollment meetings and <br />attendance at benefit fairs by Navia: <br />3.7.1. Employer shall pay to Navia $75.00 per hour, or $300.00 per eight-hour day, <br />whichever is less; <br />3.7.2. Air travel and lodging expenses shall be charged to Employer at Navia’s cost; <br />3.7.3. Automobile mileage is charged at $.36/mile, plus $37.50/hour driving travel <br />time. <br />3.7.4. Air travel time is charged as a full day cost, of $300.00 per day. <br />3.11. Plan Document Amendment and Restatement Fee: In the event that Employer wishes <br />to make changes to the Plan, Employer shall pay to Navia the following Fees: <br />3.11.1. $150 per amendment provided by Navia. <br />ATTY/AGR.2023.010/Navia Benefit Solutions (Navia Services (Dental HRA) 2023) (Page 26 of 42)